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Credit Limit Increase ...

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hexed posted 6/6/2013 23:07 PM

Yeah I got one!

It is oh so tiny but then so is my credit limit. I filed bankruptcy in 09 due to D and unemployment.

I had a couple of secured credit cards right after and small loan loan. I've paid faithfully. I got an very small limit unsecured mastercard last year. Unbeknownst to me until looking at my bill this month they gave me a credit limit increase a few months ago.

Holy cow! financial progress. I may survive the worst part of D - the destruction of my credit rating!

hurtinky posted 6/7/2013 00:24 AM


tabitha95 posted 6/7/2013 01:31 AM

Good to hear. My bankruptcy just hit the 1 year mark. I haven't even tried to get an unsecured card yet, but I'd really like to see myself get a house before the kids age out of CS. A house payment would be cheaper than rent.

homewrecked2011 posted 6/7/2013 04:48 AM


This also gives me hope. I am doing the same with the secured credit card.

I hope to have my credit standing back soon..

Amazonia posted 6/7/2013 05:45 AM

Dark Inertia posted 6/7/2013 06:17 AM

Yay!!! Congrats. Spend wisely, and pay in full always. :)

Fireball72 posted 6/7/2013 07:21 AM

Congratulations. It feels great to get out from under the shadows, doesn't it?

My XH absolutely DESTROYED my credit rating when we were divorced, to the point where I was absolutely out of the financial loop for years. A few years ago, Capital One took a "chance" on me and gave me an unsecured MC with a 300 dollar limit. At that time, I was so grateful that ANYONE would have given me a look!

Now I have 2 cards, one of which has a 5-figure limit, as well as my own house, so yes - it's very possible to recover, and even in a short time!

Congrats again.

InTheRabbitHole posted 6/8/2013 13:19 PM

Congrats! And good job. :)

inconnu posted 6/8/2013 18:34 PM

lostmommy posted 6/11/2013 15:54 PM

Congratulations! I'm 30 days out from my BK and want to get a small secured CC next month so that I can start rebuilding. My goal is to buy a house in the next few years. I'm saving every penny I can (while still living life).

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