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Newest Member: Lostjxb (61492)

User Topic: Credit Limit Increase ...
♀ 19258
Member # 19258
Default  Posted: 11:07 PM, June 6th (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yeah I got one!

It is oh so tiny but then so is my credit limit. I filed bankruptcy in 09 due to D and unemployment.

I had a couple of secured credit cards right after and small loan loan. I've paid faithfully. I got an very small limit unsecured mastercard last year. Unbeknownst to me until looking at my bill this month they gave me a credit limit increase a few months ago.

Holy cow! financial progress. I may survive the worst part of D - the destruction of my credit rating!

But that's just a lot of water
Underneath a bridge I burned
And there's no use in backtracking
Around corners I have turned

“Many of us crucify ourselves between two thieves - regret for the past and fear of the future.” -foulton oursler

Posts: 9596 | Registered: Apr 2008
♀ 26152
Member # 26152
Default  Posted: 12:24 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage


Me --> BS
D-Day 10-1988
D-Day 9-12-2005
S 9-13-2005
D 3-6-12

Posts: 1500 | Registered: Nov 2009 | From: Kentucky
♀ 22033
Member # 22033
Default  Posted: 1:31 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

Good to hear. My bankruptcy just hit the 1 year mark. I haven't even tried to get an unsecured card yet, but I'd really like to see myself get a house before the kids age out of CS. A house payment would be cheaper than rent.

BW (me) - 45
DS 14, DS 11
D-Day#1: Oct 30, 2008
D-Day#2: June 3, 2011 (same MOW) Separation: June 3, 2011
Divorce finalized: Feb 2012 (due to 6 month waiting period).

Posts: 3266 | Registered: Dec 2008
♀ 34678
Member # 34678
Default  Posted: 4:48 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage


This also gives me hope. I am doing the same with the secured credit card.

I hope to have my credit standing back soon..

Sometimes He calms the storm. Sometimes He lets the storm rage, but calms His child.
Dday 12/19/11
I gave a 24hour ultimatum then went to attorney next day. Shocked the hell out of him, with D papers, I'm proud to say!
D final10/30/2012

Posts: 4131 | Registered: Jan 2012
♀ 32810
Member # 32810
Default  Posted: 5:45 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 14447 | Registered: Jul 2011
Dark Inertia
Member # 30727
Default  Posted: 6:17 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yay!!! Congrats. Spend wisely, and pay in full always. :)

Posts: 1842 | Registered: Jan 2011 | From: The Ohio
♀ 20152
Member # 20152
Default  Posted: 7:21 AM, June 7th (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

Congratulations. It feels great to get out from under the shadows, doesn't it?

My XH absolutely DESTROYED my credit rating when we were divorced, to the point where I was absolutely out of the financial loop for years. A few years ago, Capital One took a "chance" on me and gave me an unsecured MC with a 300 dollar limit. At that time, I was so grateful that ANYONE would have given me a look!

Now I have 2 cards, one of which has a 5-figure limit, as well as my own house, so yes - it's very possible to recover, and even in a short time!

Congrats again.

BS (me):44 WS (him):42
Married 3.5 years, together 5.5
D-Day #1 - 2/10/16
D-Day #2 - 2/20/16
D-Day #3 - 5/27/16, different woman
Separated 6/3/16
H is asking for R. I don't know what I want.

Posts: 722 | Registered: Jul 2008 | From: The Chesapeake Bay
♀ 19319
Member # 19319
Default  Posted: 1:19 PM, June 8th (Saturday), 2013View ProfileEdit MessagePrivate MessageHomepage

Congrats! And good job. :)

Posts: 204 | Registered: Apr 2008
♀ 24518
Member # 24518
Default  Posted: 6:34 PM, June 8th (Saturday), 2013View ProfileEdit MessagePrivate MessageHomepage

There is no joy without gratitude. - Brené Brown

Posts: 13029 | Registered: Jun 2009 | From: DeepInTheHeartof, Texas
♀ 33440
Member # 33440
Default  Posted: 3:54 PM, June 11th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Congratulations! I'm 30 days out from my BK and want to get a small secured CC next month so that I can start rebuilding. My goal is to buy a house in the next few years. I'm saving every penny I can (while still living life).

Me (BS): 32, Mommy to J: 2 1/2 Divorced: 4/10/13
Sometimes you find yourself in the middle of nowhere, and sometimes, in the middle of nowhere, you find yourself

Posts: 485 | Registered: Sep 2011 | From: NY
Topic Posts: 10

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