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Newest Member: wonkeddev

New Beginnings :
Credit Limit Increase ...

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 hexed (original poster member #19258) posted at 5:07 AM on Friday, June 7th, 2013

Yeah I got one!

It is oh so tiny but then so is my credit limit. I filed bankruptcy in 09 due to D and unemployment.

I had a couple of secured credit cards right after and small loan loan. I've paid faithfully. I got an very small limit unsecured mastercard last year. Unbeknownst to me until looking at my bill this month they gave me a credit limit increase a few months ago.

Holy cow! financial progress. I may survive the worst part of D - the destruction of my credit rating!

But that's just a lot of water
Underneath a bridge I burned
And there's no use in backtracking
Around corners I have turned

“Many of us crucify ourselves between two thieves - regret for the past and fear of the future.” -foulton oursler

posts: 9609   ·   registered: Apr. 24th, 2008
id 6364746
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hurtinky ( member #26152) posted at 6:24 AM on Friday, June 7th, 2013

Like!

Me --> BS
D-Day 10-1988
D-Day 9-12-2005
S 9-13-2005
D 3-6-12


posts: 1500   ·   registered: Nov. 11th, 2009   ·   location: Kentucky
id 6364796
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tabitha95 ( member #22033) posted at 7:31 AM on Friday, June 7th, 2013

Good to hear. My bankruptcy just hit the 1 year mark. I haven't even tried to get an unsecured card yet, but I'd really like to see myself get a house before the kids age out of CS. A house payment would be cheaper than rent.

BW (me) - 45
DS 14, DS 11
D-Day#1: Oct 30, 2008
D-Day#2: June 3, 2011 (same MOW) Separation: June 3, 2011
Divorce finalized: Feb 2012 (due to 6 month waiting period).

posts: 3266   ·   registered: Dec. 13th, 2008
id 6364817
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homewrecked2011 ( member #34678) posted at 10:48 AM on Friday, June 7th, 2013

Wonderful!

This also gives me hope. I am doing the same with the secured credit card.

I hope to have my credit standing back soon..

Sometimes He calms the storm. Sometimes He lets the storm rage, but calms His child. Dday 12/19/11I went to an attorney and had him served. Shocked the hell out of him, with D papers, I'm proud to say!D final10/30/2012Me-55

posts: 5513   ·   registered: Jan. 30th, 2012
id 6364855
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Amazonia ( member #32810) posted at 11:45 AM on Friday, June 7th, 2013

"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

posts: 14469   ·   registered: Jul. 17th, 2011
id 6364868
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Dark Inertia ( member #30727) posted at 12:17 PM on Friday, June 7th, 2013

Yay!!! Congrats. Spend wisely, and pay in full always. :)

posts: 1842   ·   registered: Jan. 10th, 2011   ·   location: The Ohio
id 6364886
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Fireball72 ( member #20152) posted at 1:21 PM on Friday, June 7th, 2013

Congratulations. It feels great to get out from under the shadows, doesn't it?

My XH absolutely DESTROYED my credit rating when we were divorced, to the point where I was absolutely out of the financial loop for years. A few years ago, Capital One took a "chance" on me and gave me an unsecured MC with a 300 dollar limit. At that time, I was so grateful that ANYONE would have given me a look!

Now I have 2 cards, one of which has a 5-figure limit, as well as my own house, so yes - it's very possible to recover, and even in a short time!

Congrats again.

BS (me):44 (now 52) WS (him):42 (now 50)Married 3.5 years, together 5.5 D-Day #1 - 2/10/16 #2 - 2/20/16 #3 - 5/27/16 Divorced 6/12/17 One daughter, 9, the light of my life. Finally happy.

posts: 722   ·   registered: Jul. 7th, 2008   ·   location: The Chesapeake Bay
id 6364946
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InTheRabbitHole ( member #19319) posted at 7:19 PM on Saturday, June 8th, 2013

Congrats! And good job. :)

posts: 204   ·   registered: Apr. 29th, 2008
id 6366587
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inconnu ( member #24518) posted at 12:34 AM on Sunday, June 9th, 2013

There is no joy without gratitude. - Brené Brown

posts: 13294   ·   registered: Jun. 21st, 2009   ·   location: DeepInTheHeartof, Texas
id 6366791
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lostmommy ( member #33440) posted at 9:54 PM on Tuesday, June 11th, 2013

Congratulations! I'm 30 days out from my BK and want to get a small secured CC next month so that I can start rebuilding. My goal is to buy a house in the next few years. I'm saving every penny I can (while still living life).

Me (BS): 32, Mommy to J: 2 1/2 Divorced: 4/10/13
Sometimes you find yourself in the middle of nowhere, and sometimes, in the middle of nowhere, you find yourself

posts: 485   ·   registered: Sep. 24th, 2011   ·   location: NY
id 6370400
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