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Has this ever happened to anyone? Just got a note in the mail that wh is super behind on one of his student loans-- the big one.

He just paid one off and pays 2 every month with an automatic payment. We are trying.

When wh calls, will they work with him, we can't afford much with the other 2 loans that automatically come out each month.

How much can they garnish from his paycheck? Is it like child support and they can get 60%? Seriously, added to the other loans, that would be his paycheck.

CALL THEM.

They are really easy to work with.

Have you investigated consolidation? Forbearance? Income Based Repayment?

There are tons of options out there.

AJ's MOM

Yes, they are easier to work with. Why? Because they can't foreclose on your mind!!

I'm just surprised that wh contacted the other 3 but not this one... So they might do income based repayment???

[This message edited by Gottagetthrough at 1:42 PM, August 27th (Tuesday)]

They will qualify your situation with you when you talk through the options.

Not talking to them is about the worse thing you can do and you certainly do not want a default judgment entered.

Not when they are so willing to work with you!

Income based repayment are only for fed loans, and you are only eligible if you are current. If it is a default status then he will not qualify until he brings his loans current.

OK, he's calling now,, fingers crossed they will work out something we can afford