And the kicker to this? He's in law enforcement....in fact, is a commander. I'm just floored that he is this stupid. It's a felony to forge signatures on a mortgage.
So my question is, has anyone else had this happen and how did you handle it? Did you press charges on the person who forged your signature? And what was the outcome of that?
My attorney, bless her heart, said (and I quote) "You have his balls over a barrel"
"I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel". –Maya Angelou
If your attorney is a pitbull, how it can be used is in a deposition.
depose the POS, and then your attorney can ask if he ever forged your name to a loan document and put the document in front of his attorney so he can see it. This should provoke his attorney to urge him to settle. Especially if the document was sent via US mail, in which case it is a felony. Your attorney can ask him if he is aware of the consequences to someone in law enforcement who commits a felony. Especially as regards their pension. (Keep that in mind because I assume you are going after a portion of his pension).
If you attorney doesn't want to play hardball, find someone who does.
STBX WH#2 - 47. DDay 7/12/14
Together 7, married 4yrs
Since DDay, he's drunk by 5pm.
Status - F that guy.
XWH #1 - legally married 18yrs. 12+ OW (that I know of).
I edit often for clarity/typos.
I agree with you this information is not as a coercion but as a mechanism during the process.
KLinNoCA should use this to her advantage in the legal process (based on legal advice from lawyer)rather than lashing out immediately based on STBXWH job terminated/investigated.
Which means he'll have to refinance. Which means he may not be able to actually get another mortgage on it himself. Which means he'd have to sell it. And if he's underwater on it.....
Absolutely do not take any deal which does not get your names OFF those documents (either through reporting it as fraud or a refinance by him). And not something that says--he has to refinance within a year etc etc.
[This message edited by I think I can at 4:05 PM, August 30th (Friday)]
I think, IMHO, that it comes down to what you intended to do with that property in the settlement. Are you fighting for it? Is he going to keep it? Is it going to be sold and the proceeds split? That would determine your next step, but keep the ultimate legal coup (forgery) tucked away for possible future use. Don't tip your hand and let him squirm and sweat wondering what you are going to do now that he knows that YOU know.
This above all: to thine own self be true, and it must follow, as the night the day, thou canst not then be false to any man ~ Shakespeare, Hamlet
As a sad aside, my family were all for giving him another chance after the affair but somehow the financial infidelity they thought was unforgivable.
1. You are not allowed to threaten criminal prosecution or other serious third party ramifications in exchange for pecuniary gain in your negotiations. In other words, if you need to report him, report him. Do not say "I will report you unless..." Such conduct would be extortion.
2. Unless you fall into narrow categories, you are not obligated to report him. Ask your attorney. This is important since it might not be in the best interests of you and your family for him to lose his job and/or go to jail.
The bottom line is that you and your attorney can probably gain an advantage in the negotiations without crossing the line into extortion. Good luck.
The rental house was lost in foreclosure--he failed to tell me and my attorney this after numerous discovery requests during the foreclosure process with the bank. I was on title but not the mortgage because I was a SAHM and at the time of the loan the bank put him as guarantor and me on title. When I attempted to get info on the mortgage, I was cut off by Coldwell Banker because he was the loan holder and not me. Now that all the documents are accounted for and I see that in 2010 he forged my name on a refi/loan mod, I am questioning my options at this point. The obvious would be to file criminal charges, however my income would be reduced. So I am at a crossroads.....
It took several filings before his , not so bright attorney, caught it.
They knew what I knew and yes used the info every chance I had. IDIOT FT !
They were much more agreeable to settle with me and had no idea when I would report to bank.
At the end I didn't do anything because house was sold and he made sure I got my settlement without issue.