Just be careful...I agree, look into school sponsored insurance if possible..
See an attorney for a consult regarding your rights in the event of D..In regards to D also find out at what point does the marriage end legally in your state...In some states the marriage ends when D is filed with the courts and temporary/separation orders are in place..In other states the marriage doesn't end until the D is FINAL...Accurate knowledge of this information is crucial because it may be years after filing for D before the D is FINAL...
Let your WH put in writing what he promised you verbally about schooling, taking care of you,etc....Post Nup...
If possible stick it out in school long enough to get a BSN nursing education...
The BSN is an entry level requirement to be employed at most facilities especially if you are hiring in as a new RN to that facility..
Once you are out of nursing school and into a steady nursing job, your higher income/job security may thrust you into more financial responsibility and liability in the area of alimony( if your WH asks for it ) payable to your WH if you guys are divorcing while he is un/under employed ....If you and your WH can negotiate your own terms of D out of court, that is best and least traumatic..
In other words, if the personal financial situation of one spouse is drastically different from other spouse, The person with the higher income and earning capacity is going to have to pay thru the nose to keep the other spouse's lifestyle as similar as possible to what it was during the M.. This applies especially to long M's..So do what you can now, if possible, to encourage your WH to stay in his well paying steady job indefinitely (if he has one)..
Case in point:
I was always the sole or main bread winner in our M.. Our marriage was a very long one..We are now separated but share the same house..
I am retired due to health reasons and downsizing at my facility, my pension is in payout status..Life insurance sponsored by my company ended when my employment did..I will look into getting another life ins policy written on myself in the future, when I am considered single so that I can list my kiddos as beneficiaries...
My WH is currently and voluntarily unemployed without pension or assets to his name..Has been unemployed for almost 2 years..
D day #2 was 3-4 years back, R was unsuccessful...WH was employed when D-Day happened and R attempted..
I see that my WH is now taking full advantage of the sucky D laws in our no fault state.. He refuses to find work thinking that I will file for D sometime in the near future and he will get a financial free ride from me.
I can see from my side of the coin (our long M) , that I will get crucified for being the sole or main bread winner in the case of D..When I file for D I will initiate a series of events that will cause me financial ruin at my later stage of life.. It would be difficult if not impossible for me to catch up financially via working a conventional full time job ..
The moral of my story is to do what it takes to have a legally binding post nup agreement drawn up and in place between you and your WH from this day moving forward..Do this before you graduate nursing school and begin to receive any substantial income or buy into any pension plans, real estate, etc, etc..
[This message edited by doggiediva at 10:46 AM, September 17th (Tuesday)]