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Off Topic :
Question about home insurance

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 clralb (original poster member #17185) posted at 4:38 PM on Monday, October 7th, 2013

I hope someone can help me out with this situation

Ex and I separated in 2007, divorced in 2010.

He is living in the marital home. I wanted nothing to do with it anyway.

I am the sole mortgage holder, but he is on the title.

I received an email from home insurance company indicating that ex cancelled policy with them and went somehwhere else to procure home insurance.

I'm fine with that, but I was wondering if when you obtain home insurance, doesn't that mortgaged holder have to be on the insurance papers somwhere?

Also, wouldn't I have to sign something in order to get this new insurance?

Thanks for any help.

"To keep the body in good health is a duty... otherwise we shall not be able to keep our mind strong and clear."
Buddha

posts: 682   ·   registered: Nov. 27th, 2007   ·   location: southeast
id 6513919
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wifehad5 ( Administrator #15162) posted at 7:47 PM on Monday, October 7th, 2013

I'd call your agent to be sure. If he wasn't entirely truthful about everything, you could get screwed really badly if there is a big loss of some kind.

Any change of you getting off the mortgage any time soon?

FBH - 52 FWW - 53 (BrokenRoad)2 kids 17 & 22The people you do your life with shape the life you live

posts: 55952   ·   registered: Jun. 28th, 2007   ·   location: Michigan
id 6514217
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 clralb (original poster member #17185) posted at 11:56 PM on Monday, October 7th, 2013

Thank you for the response.

I will be keeping in contact with my mortgage company to see when the new insurance papers are faxed over and make sure my name is on it.

Ack! No, no end in sight. I wish he'd sell the freakin' thing.

"To keep the body in good health is a duty... otherwise we shall not be able to keep our mind strong and clear."
Buddha

posts: 682   ·   registered: Nov. 27th, 2007   ·   location: southeast
id 6514526
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