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homewrecked2011 (original poster member #34678) posted at 9:41 AM on Tuesday, October 22nd, 2013
To be able to afford my house payments, I cancelled the escrow. I am prepared to pay my taxes and ins in Jan because that is when I thought they were due!!!
I just found out the homeowners ins is due OCT 31!!!! If I call the mort company will they pay it and allow me to go back to paying escrow w my payments afterward, or are they going to tell me tough luck.
I am panicking because my divorce decree states I have to maintain payments, taxes and ins on the home.
Has this happened to anyone?
Thank you
[This message edited by homewrecked2011 at 3:42 AM, October 22nd (Tuesday)]
Sometimes He calms the storm. Sometimes He lets the storm rage, but calms His child. Dday 12/19/11I went to an attorney and had him served. Shocked the hell out of him, with D papers, I'm proud to say!D final10/30/2012Me-55
wifehad5 ( Administrator #15162) posted at 11:52 AM on Tuesday, October 22nd, 2013
Call your insurance agent and see if you can switch to making monthly/quarterly/2 times a year payments?
FBH - 52 FWW - 53 (BrokenRoad)2 kids 17 & 22The people you do your life with shape the life you live
soulsearcher4 ( member #29540) posted at 4:47 PM on Tuesday, October 22nd, 2013
You should be able to re-open escrow for the insurance, however I don't think you'll save anything since it's due now. An escrow account at it's lowest point has to have two monthly payments in it. Since it's due now, you'll have to pay the insurance plus an additional 2/12 if that makes any sense at all.
Usually insurance companies have payment options, monthly etc. You can do that until January, pay everything, then look at re-opening the escrow account.
Me: BS
Her: WS
Divorced.
Remarried to a supremely wonderful person!
Nature_Girl ( member #32554) posted at 4:58 PM on Tuesday, October 22nd, 2013
My ins agent has been a wonderful help during this process. He's been completely understanding and has worked with me to lower my payments (don't need as much ins since STBX isn't in the house) and put me on a payment plan.
Me = BS
Him = EX-d out (abusive troglodyte NPD SA)
3 tween-aged kids
Together 20 years
D-Day: Memorial Weekend 2011
2013 - DIVORCED!
https://www.youtube.com/watch?v=wJgjyDFfJuU
purplejacket4 ( member #34262) posted at 12:43 AM on Wednesday, October 23rd, 2013
You might also look for a more affordable plan with a higher deductible.
Me: BS 50
Her: FWS 53 (both family med MDs; together 23 years)
OW: who cares (PhD)
Dday: 10/11: 11/11 TT for months; NC 8/12
Limboconsiliationish
"band aids don't fix bullet holes" Taylor Swift
I NEVER mind medical ???
homewrecked2011 (original poster member #34678) posted at 3:19 AM on Wednesday, October 23rd, 2013
Thank y'all!!! I never thought about monthly homeowners ins payments . Ill call tomorrow .
Sometimes He calms the storm. Sometimes He lets the storm rage, but calms His child. Dday 12/19/11I went to an attorney and had him served. Shocked the hell out of him, with D papers, I'm proud to say!D final10/30/2012Me-55
timeforchange ( member #27454) posted at 5:54 AM on Thursday, October 24th, 2013
My insurance company offers a one in all policy - house, car, accident etc.
If you sign up you receive a 10% discount and pay on a monthly basis.
That has been a God send.
I am in Europe so there is no point in me sharing the company name
But call around... You may be surprised at the deals you can get
Me = BS aged 43
2 boys, 13 and 9
DDay 1/19/10
Confronted him 2/16/10
Finally Divorced 8/29/12
“We must let go of the life we have planned, so as to accept the one that is waiting for us.”
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