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Newest Member: ChaosRider (45729)

User Topic: Unsolicited Credit Card
TrulyReconciled
♂ 3031
Member # 3031
Default  Posted: 2:27 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

OK this is really weird. I've received an unsolicited platinum 'business lease' credit card - not an offer, the actual full plastic, mag-stripe card with business name already embossed and $100,000 credit line. 0.0% 90-day intro rate (with NO fine print describing what happens after 90 days).

I'm going to cut it up - but I thought this was illegal???

Anyone know? The company is "Pacific Capital Companies LLC" and it does say "equipment lease card" and there is no verify number.

Or should I just lease my business use Lamborghini now???


"In a time of deceit, telling the Truth is a revolutionary act."

Posts: 21432 | Registered: Dec 2003 | From: Hell and back, way back :o)
jo2love
♀ 31528
Member # 31528
Default  Posted: 2:31 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Is there a number on the back you can call? Also, maybe check your credit report to make sure there isn't anything suspicious.

Posts: 36451 | Registered: Mar 2011
TrulyReconciled
♂ 3031
Member # 3031
Default  Posted: 2:34 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yes, and good suggestion.

It's not really a credit card, I think, only a lease line of credit, and probably at a high rate of interest after the 90 days. But there is NO explanation up front and the appearance is one of a credit card.

I think it's a bit of a scam ...


"In a time of deceit, telling the Truth is a revolutionary act."

Posts: 21432 | Registered: Dec 2003 | From: Hell and back, way back :o)
jo2love
♀ 31528
Member # 31528
Default  Posted: 3:09 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

I bet you are right and it's a scam.

Posts: 36451 | Registered: Mar 2011
whatdoto
♀ 28555
Member # 28555
Default  Posted: 3:13 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

I owned my own business up until 2011. I get that card all the time. I just cut it up.


"If your ideal image of yourself is in the future, it's going to stay there".

Posts: 1187 | Registered: May 2010 | From: Texas
Newlease
♀ 7767
Member # 7767
Default  Posted: 3:17 PM, November 5th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

If you want to report it - go to your state's attorney general's office. They usually handle these type of issues.

NL


Even if you can't control the world around you, you are still the master of your own soul.

Posts: 7787 | Registered: Aug 2005
TrulyReconciled
♂ 3031
Member # 3031
Default  Posted: 2:35 PM, November 6th (Wednesday), 2013View ProfileEdit MessagePrivate MessageHomepage

I owned my own business up until 2011. I get that card all the time. I just cut it up.

Thanks, what2do, I'm glad I'm not the only one. Lambo is on order


"In a time of deceit, telling the Truth is a revolutionary act."

Posts: 21432 | Registered: Dec 2003 | From: Hell and back, way back :o)
Topic Posts: 7

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