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Is my job hunting being hampered because I have a security freeze on my credit?

I've noticed that many of the on-line applications require you to authorize the company to do a credit check. I have perfect credit, and I always check the authorization box, but I just realized that I froze my credit years ago after we bought our house.

Am now wondering if this is working against me in my job search (along with my age and many years out of the workforce).

Thanks in advance for your expertise!

I'm an HR person and it is highly unlikely this is affecting you. I am assuming you mean you are not allowing credit checks without authorization. We only did the credit check once a person had gone very far through the process and it was part of a background check. It would not be something we do to decide who we are going to interview or hire. Many times the credit check doesn't even come through until the person has started.

Every company has different standards and different reasons for needing a credit check. Some don't need it at all.

I wouldn't worry about it.

I work for a not-for-profit that uses volunteers and this hasn't been an issue for us, when we do a background and credit check (our volunteers deal with money and bank accounts, sometimes).

Good luck on your job search!

My job required a credit check. I was told I was hired contingent on passing credit and background check; and within two days I got a letter from Transunion saying my job pulled my credit (unsure whether it was a soft or hard pull, I think soft). I work in the financial industry.

[This message edited by Dark Inertia at 8:10 PM, November 9th (Saturday)]

Not likely. (I am an HR Director) The question is asked so that when we get to the offer stage we can move quckly in to the Background check portion without having to have you come in and provide another sign off so we can do the check. I do not run any of the background checks until offer- they are expensive.

sunandmoon

Oh, great...then it's just me.

Any ideas how to overcome my stay-at-homeness? I keep reading, network, network, network. But I don't have a network. I've been the dutiful little wife following my WH all over the globe and raising the kids. I don't even have references because the company where I had the bulk of my work experience was dissolved years ago.

I'm willing to start again at the bottom, but if I list my education, I'm overqualified. If I leave my education off my résumé, it's lying by omission.

Ack!!!

Heart Strings-

Do you have a Linkedin account? Many of my "professional" contacts are people I know more in my personal life. Also, even though your company was dissolved- the folks you worked with may be on Linkedin. Also, join any professional group or club that supports your career goals. I have met so many of my HR peeps this way.

Have you considered working with a Headhunter? They are often great and overcoming these types of hurdles since they have relationships with companies and if they are willing to submit a candidate the companies trust their judgement.

Just some thoughts.

sunandmoon

Have you volunteered at all? Maybe the PTA, helping to make copies or organizing parties for teachers, Girl or Boy Scouts, Food Bank, etc? If you have any of this type of experience, include it on your resume and/or application. I volunteered for an organization and it helped me to get a job. If you don't have this experience, maybe consider starting something...it will show initiative and you will be making a difference in the life (lives) of someone else