Yet another lingering problem that stems back to exwife's.
At her encouragement, we sold our home due to being upside down on the mortgage. I later found out that OM had a big influence on this. I think she wanted to discard the house so there would be less financial ties to me. So leaving the marriage would be that much easier. Maybe she was planning on moving in with the OM. Although i dont think his wife and kids would like that. But thats a story for another day. Right after it sold was when her A was fully revealed. No remorse and I filed for D. Due to the debt we had, we had no option but to file for bankruptcy. Which I eneded up paying for.
Fast forward and it has been about 2.5 years since the bankruptcy. I have a couple of small credit cards to help build up my credit. I have a small student loan but no other debt. so, looking at what kind of loan options might be out there, i learn the spousal support is considered a monthly debt. I mean i know it is a debt to me but it is also a tax deduction. So, my actual amount of expendable income is reduced by the support. Pisses me off. I pay on time every time and it does nothing to my credit score. Yet, it is viewed as strictly debt no matter that i have no other real expenses.
So, I look into manufactured housing options. I figured lower cost means ledown payment. Nope. Because I have had a bankruptcy they want anywhere from 20-40% down. WTF. They dont care what my income is or even what my debt is. They just want a big down payment.
So, I am just really angry that her A is still affectng my life. I was told to maybe buy a new car and be faithful on my payments to help my credit. But, I dont need a new car and I would rather put my money into somplace to live. Ugh, how bout if I buy a motorhome. Kill two birds with one stone.Her-Unremorseful, Wayward ex wife
Me-No longer a betrayed husband
"You are what you do. A man is defined by his actions, not his memory." - Kuato in Total Recall