Think of the haters in your life as sandpaper; they’ll scratch you up time and time again but in the end you’re polished, smooth, and spotless..while they end up useless
We make a living by what we get, but we make a life by what we give.
Do you have a dentist already? If so start with what plans they accept and work from there.
probably the best way to go.
Then i would contact that insurance company and find out what their minimal coverage for procedures.
We found out the hard way that the dentist will charge what they charge, and you are on the hook for the rest (like a cleaning, ins. will only pay 58 dollars for it, but the dentist charged almost 70 dollars)
So, we are in the process of finding a dentist that doesnt charge quiet so much. With 4 people needing cleanings, cavities, and other work, it adds up way to fast.
You might also check into a dental discount policy - not actual insurance - but super affordable and with some, the out of pocket is about the same as if you were paying after an insurance policy did. It all depends on what you anticipate you need it for.
Last year I paid $891 out of pocket with no insurance or plan for 2 cleanings, 1 x-ray and 2 fillings. If that happens again I'll pay $787. So not huge savings
Most people think dental insurance isn't worth it, but I figure if it forces me to go to the dentist 2x per year to almost break even it will save me on more expensive dental care in the long run.
Hope that helps.
I am fine with going without dental insurance, given that my insurance had such a low maximum that any major work would have cost me a pretty penny anyway that it wasn't worth paying for.