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Newest Member: SnowyOwl

New Beginnings :
I think y'all will understand...

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smile1

 inconnu (original poster member #24518) posted at 2:53 PM on Thursday, January 30th, 2014

I just paid my annual HOA fees.

Before the due date (just barely, they're due tomorrow)

On time, for the first time since the divorce. And I wrote a check. I didn't have to put it on a credit card.

It seems like such a little thing, but damn, it makes me feel like I really am finally heading in the right direction financially.

There is no joy without gratitude. - Brené Brown

posts: 13294   ·   registered: Jun. 21st, 2009   ·   location: DeepInTheHeartof, Texas
id 6663320
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Amazonia ( member #32810) posted at 2:57 PM on Thursday, January 30th, 2014

"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

posts: 14469   ·   registered: Jul. 17th, 2011
id 6663329
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ajsmom ( member #17460) posted at 2:59 PM on Thursday, January 30th, 2014

Woo Hoo!!!

Good for you!

AJ's MOM

Fidelity isn't a feeling...it's a choice.

"Truth has no special time of its own. Its hour is now - always." - Albert Schweitzer
____________________________________________
Me: BW - Him: 200+ # tumor removed 7/09
One AMAZING DS - 34

posts: 21424   ·   registered: Dec. 21st, 2007   ·   location: Been Through Hell...On My Way Back
id 6663332
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Williesmom ( member #22870) posted at 3:00 PM on Thursday, January 30th, 2014

I totally understand. You are taking names and kicking ass!!

You can stuff your sorries in a sack, mister. -George Costanza
There is a special place in hell for women who don't help other women. - Madeleine Albright

posts: 9299   ·   registered: Feb. 15th, 2009   ·   location: Western PA
id 6663334
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fraeuken ( member #30742) posted at 3:03 PM on Thursday, January 30th, 2014

I so understand. 17 years of my life I could not do that. Now I do exactly what you do. I have less money available to me be before when I look at it on an income basis but I seem to be able to pay for everything on time and still have a little left over. Congrats! It feels great.

Temporarily independent with the whole world at my feet.

posts: 1334   ·   registered: Jan. 10th, 2011   ·   location: California
id 6663336
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nutmegkitty ( member #33882) posted at 3:19 PM on Thursday, January 30th, 2014

Excellent!!

Me - happy!
2 DDs

Very happily divorced from an NPD since 2013.

posts: 4401   ·   registered: Nov. 10th, 2011   ·   location: MA
id 6663372
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StillLivin ( member #40229) posted at 3:50 PM on Thursday, January 30th, 2014

After bills last month...oh and necessities (unexpectedly had to replace car battery), I had just a $38 before the next paycheck hit.

BUT, I didn't use the credit card for anything, including the unexpected emergency expenses that came up that month!

Woo hooo for all of us!

ETA: Oh, and I was still able to put money in savings and didn't touch it at all when the battery died!!!!!

[This message edited by StillLivin at 10:01 AM, January 30th (Thursday)]

"Bitch please a good man can't be stolen." ROFLMAO - SBB: 7/2/2014

posts: 6243   ·   registered: Aug. 8th, 2013   ·   location: AZ
id 6663413
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PhoenixRisen ( member #35912) posted at 4:00 PM on Thursday, January 30th, 2014

posts: 543   ·   registered: Jun. 22nd, 2012
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Exit Wounds ( member #32811) posted at 4:41 PM on Thursday, January 30th, 2014

Whoo Hooo! You are over the hump and now you are enjoying the rewards...I am so happy for you!

Exit WoundsH of 17 years got gf pregnant, left our kids 9 & 11 and we never saw him again. -His choice.

posts: 2692   ·   registered: Jul. 17th, 2011   ·   location: Texas
id 6663536
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gahurts ( member #33699) posted at 4:45 PM on Thursday, January 30th, 2014

This is great news!! I remember having to make those payments. I don't think I ever got it paid off before swimming season started up.

"Strength does not come from physical capacity. It comes from an indominable will" - Mahatma Gandi

"Courage is being scared to death and saddling up anyway." - Aubrie

posts: 3991   ·   registered: Oct. 22nd, 2011   ·   location: Georgia
id 6663548
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FaithFool ( member #20150) posted at 5:01 PM on Thursday, January 30th, 2014

Good for you!

DDay: June 15, 2008
Mistakenly married Mr. Superfreak
20 years of OWs, WTF?
Divorced Dec 26, 2011
"Life is a shipwreck, but we must not forget
to sing in the lifeboats". -- Voltaire

posts: 21594   ·   registered: Jul. 7th, 2008   ·   location: Canada
id 6663581
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better4me ( member #30341) posted at 5:36 PM on Thursday, January 30th, 2014

DDay 11/17/2010 BW:58
Happily remarried!

posts: 4246   ·   registered: Dec. 9th, 2010   ·   location: Missouri
id 6663651
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jemimapd ( member #37895) posted at 6:46 PM on Thursday, January 30th, 2014

Congratulations! I am in exactly the same position: paying bills on time and building up an emergency fund. No more collection calls or fear of what is going to be in the mail today. No more "loans" to the idiot so he could buy lunch out every single day, buy scratch cards and fund his OW. As someone said, I have less income but I am better off because I am not subsidizing him or his business. I paid his business insurance, advertising and taxes. Crazy.

It is called peace of mind.

Jemima Puddleduck is a trusting soul....
DD 1 Dec 2012; Divorced 11/13; 2 children
Me: BS (47) Him: WH (52) Her: 3 PA's
Ex bought a house, The Money Pit With Mold That Will Never Be Finished. He's living in the basement.

posts: 726   ·   registered: Dec. 25th, 2012
id 6663796
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Phoenix1 ( member #38928) posted at 7:28 PM on Thursday, January 30th, 2014

I SO get it! Congrats!

It is a great feeling to have that kind of control. I have loved being able to pay bills on time and not using credit cards to subsidize anything like the XPOS always did (even gas for cars)! XPOS was ALWAYS robbing Peter to pay Paul because he had champagne taste on a beer budget. Drove me insane, and is the reason why I have a huge financial mess to slowly dig my way out of. But I am getting there, albeit slowly!

Those little milestones are so very significant!

fBS - Me
Xhole - Multiple LTAs/2 OCs over 20+yrs
Adult Kids
Happily divorced!

You can't go back and change the beginning, but you can start where you are and change the ending. ~C.S. Lewis~

posts: 9059   ·   registered: Apr. 9th, 2013   ·   location: Land of Indifference
id 6663864
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Charity411 ( member #41033) posted at 7:42 PM on Thursday, January 30th, 2014

Standing and aplauding!!!!!!

posts: 1736   ·   registered: Oct. 18th, 2013   ·   location: Illinois
id 6663876
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jo2love ( member #31528) posted at 7:45 PM on Thursday, January 30th, 2014

Awesome!!!!

posts: 51035   ·   registered: Mar. 16th, 2011
id 6663881
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nowiknow23 ( member #33226) posted at 8:14 PM on Thursday, January 30th, 2014

Yay!

You can call me NIK

And never grow a wishbone, daughter, where your backbone ought to be.
― Sarah McMane

posts: 40250   ·   registered: Aug. 29th, 2011
id 6663937
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 inconnu (original poster member #24518) posted at 2:29 AM on Friday, January 31st, 2014

and to continue with finally being on the right financial path, I became eligible this week to sign up for the company 401k so I got that taken care of today, too. Where I work will match the 1st 6% so I'm squeezing the budget to contribute 6%. It's not a ton of money, but it's a lot better than not having any retirement funds.

There is no joy without gratitude. - Brené Brown

posts: 13294   ·   registered: Jun. 21st, 2009   ·   location: DeepInTheHeartof, Texas
id 6664518
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nowiknow23 ( member #33226) posted at 2:38 AM on Friday, January 31st, 2014

Major yay!

You can call me NIK

And never grow a wishbone, daughter, where your backbone ought to be.
― Sarah McMane

posts: 40250   ·   registered: Aug. 29th, 2011
id 6664532
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Chrysalis123 ( member #27148) posted at 4:15 AM on Friday, January 31st, 2014

Someone I once loved gave me/ a box full of darkness/ It took me years to understand/ That this, too, was a gift. - Mary Oliver

Just for the record darling, not all positive changes feel positive in the beginning -S C Lourie

posts: 6709   ·   registered: Jan. 10th, 2010
id 6664669
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