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I think y'all will understand...

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inconnu posted 1/30/2014 08:53 AM

I just paid my annual HOA fees.

Before the due date (just barely, they're due tomorrow)

On time, for the first time since the divorce. And I wrote a check. I didn't have to put it on a credit card.

It seems like such a little thing, but damn, it makes me feel like I really am finally heading in the right direction financially.

Amazonia posted 1/30/2014 08:57 AM

ajsmom posted 1/30/2014 08:59 AM

Woo Hoo!!!

Good for you!


Williesmom posted 1/30/2014 09:00 AM

I totally understand. You are taking names and kicking ass!!

fraeuken posted 1/30/2014 09:03 AM

I so understand. 17 years of my life I could not do that. Now I do exactly what you do. I have less money available to me be before when I look at it on an income basis but I seem to be able to pay for everything on time and still have a little left over. Congrats! It feels great.

nutmegkitty posted 1/30/2014 09:19 AM


StillLivin posted 1/30/2014 09:50 AM

After bills last month...oh and necessities (unexpectedly had to replace car battery), I had just a $38 before the next paycheck hit.
BUT, I didn't use the credit card for anything, including the unexpected emergency expenses that came up that month!
Woo hooo for all of us!

ETA: Oh, and I was still able to put money in savings and didn't touch it at all when the battery died!!!!!

[This message edited by StillLivin at 10:01 AM, January 30th (Thursday)]

PhoenixRisen posted 1/30/2014 10:00 AM

Exit Wounds posted 1/30/2014 10:41 AM

Whoo Hooo! You are over the hump and now you are enjoying the rewards...I am so happy for you!

gahurts posted 1/30/2014 10:45 AM

This is great news!! I remember having to make those payments. I don't think I ever got it paid off before swimming season started up.

FaithFool posted 1/30/2014 11:01 AM

Good for you!

better4me posted 1/30/2014 11:36 AM

jemimapd posted 1/30/2014 12:46 PM

Congratulations! I am in exactly the same position: paying bills on time and building up an emergency fund. No more collection calls or fear of what is going to be in the mail today. No more "loans" to the idiot so he could buy lunch out every single day, buy scratch cards and fund his OW. As someone said, I have less income but I am better off because I am not subsidizing him or his business. I paid his business insurance, advertising and taxes. Crazy.

It is called peace of mind.

Phoenix1 posted 1/30/2014 13:28 PM

I SO get it! Congrats!

It is a great feeling to have that kind of control. I have loved being able to pay bills on time and not using credit cards to subsidize anything like the XPOS always did (even gas for cars)! XPOS was ALWAYS robbing Peter to pay Paul because he had champagne taste on a beer budget. Drove me insane, and is the reason why I have a huge financial mess to slowly dig my way out of. But I am getting there, albeit slowly!

Those little milestones are so very significant!

Charity411 posted 1/30/2014 13:42 PM

Standing and aplauding!!!!!!

jo2love posted 1/30/2014 13:45 PM


nowiknow23 posted 1/30/2014 14:14 PM


inconnu posted 1/30/2014 20:29 PM

and to continue with finally being on the right financial path, I became eligible this week to sign up for the company 401k so I got that taken care of today, too. Where I work will match the 1st 6% so I'm squeezing the budget to contribute 6%. It's not a ton of money, but it's a lot better than not having any retirement funds.

nowiknow23 posted 1/30/2014 20:38 PM

Major yay!

Chrysalis123 posted 1/30/2014 22:15 PM

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