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Newest Member: Port (45718)

User Topic: Living in a new financial situation
nekorb
♀ 40306
Member # 40306
Default  Posted: 9:33 AM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

I'm anticipating the new financial situation and wondering if anyone took any financial seminars or the like when you got D?

We've been fortunate that money has not been an issue for us in the past. I know that my thought process about money and spending is going to have to change drastically.

The church I go to is offering the Financial Peace class starting in a couple of weeks.

Has anyone attended this? Did you like it? Do you have other suggestions? Books, websites, anything at all will be helpful.

Thanks.


Me: BS 44; Him: WH 47 aka CAT- colossal asshat; Married 22 years
D-day: July 17, 2013, with TT to follow
D filed July 16, 2014, 363 days later than I should have
Psalms 27:14
Wait for The Lord; be strong and take heart. Wait for the Lord.

Posts: 1838 | Registered: Aug 2013
stronger08
♂ 16953
Member # 16953
Default  Posted: 10:14 AM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

http://bygpub.com/finance/


You cant eat soup with chopsticks.

Posts: 5824 | Registered: Nov 2007
devistatedmom
♀ 24961
Member # 24961
Default  Posted: 2:11 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

No advice on seminars, but good for you being proactive!


BS(me) 46, Two wonderful teens.
He is no longer my best friend. Repeat until it sticks.

WH says marriage is over: May 15, 2009.
EA#2 July 20, 2009. Legally sep: Aug 16, 2009. DIVORCED!!!! Signed Nov 23, final Dec 24, 2010, adultery listed.


Posts: 5583 | Registered: Jul 2009 | From: Canada
dmari
♀ 37215
Member # 37215
Default  Posted: 2:26 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

I second devistatedmom! Good for you!! You are taking the steps to control your future!


Me (BS): 43 Children: DD 19, DS 15
Divorced September 30, 2014
"It's always darkest before the dawn ..."

Posts: 2301 | Registered: Oct 2012
myowndystopia
♀ 41340
Member # 41340
Default  Posted: 2:27 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

Love Dave Ramsey. I haven't done financial peace but know plenty that have and I've listened to his radio show and own his books. If you have debt you need to get out of - financial peace will be helpful- also for not acquiring new debt. I've talked with friends that have gone down the D path and they have helped me with budgets and spreadsheets and plan. I don't have debt but never been very good at organizing the bills and all. I'm hoping by time my D is final- I will be competent with that task. I also fear when it's final I may sink into a little darker place so using energy now to prep to do what I will have to do when it's all said and done.


Me- BS
Him - WS (the Grub)
married 28 years/4 kids(mostly grown)

"'Cause there's a side to you that I never knew, never knew.
All the things you'd say, they were never true, never true "
Set Fire to the Rain
Adele


Posts: 408 | Registered: Nov 2013
million pieces
♀ 27539
Member # 27539
Default  Posted: 2:50 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

LOOOOOVE Dave Ramsey also. Haven't done the Financial Peace, but have read his books and used to frequent his website. Really helped ex and I get our finances straightened out when I became a SAHM. We had debt but a good income, and it really helped figure out a plan for what and how things should be payed off and in what order. Rereading it right now.


Me - 42
2 kids, 9 and 12
D-Day 2/5/10, separated 3 wks later
Divorced 11/15/11!!!!

Posts: 1278 | Registered: Feb 2010 | From: MD
Gemini71
♀ 40115
Member # 40115
Default  Posted: 4:54 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

Most of what I've read about Financial Peace is living within your means. Since your means are about to change, this sounds like a wonderful opportunity for you. As with everything else, take what is helpful and ignore the rest. Good luck.


Edited to correct stupid typos.

Double Betrayal D-Day 7/26/2013
Divorced 11/18/2014

Two steps forward and one step backwards, is still progress.


Posts: 1954 | Registered: Jul 2013 | From: Illinois, USA
nekorb
♀ 40306
Member # 40306
Default  Posted: 10:19 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

Stronger08 - I've bookmarked that site and will read it over. Thanks!

If I end up going to Financial Peace I will let you all know how it goes/ if it's helpful, etc.


Me: BS 44; Him: WH 47 aka CAT- colossal asshat; Married 22 years
D-day: July 17, 2013, with TT to follow
D filed July 16, 2014, 363 days later than I should have
Psalms 27:14
Wait for The Lord; be strong and take heart. Wait for the Lord.

Posts: 1838 | Registered: Aug 2013
Leia
♀ 42510
Member # 42510
Default  Posted: 10:44 PM, February 22nd (Saturday), 2014View ProfileEdit MessagePrivate MessageHomepage

I used to do taxes, so I feel somewhat competent to offer this advice. I think Financial Peace is sound, and there are plenty of avenues that have sound financial information. The thing about these seminars/books is that everyone's financial situation is different. Just like with the self-help books that are recommended, you have to take bits and pieces and make it work for you. If you're not a person who is organized, keeping separate envelops may drive you crazy. If you're super organized that may be the route to go. I would encourage you to go and learn all that you can because learning about money is so important. Also, I've found the book "Rich Dad/Poor Dad" entertaining and helpful. Best wishes to you!


"Somebody get this walking carpet out of my way." Princess Leia, Star Wars

Posts: 296 | Registered: Feb 2014 | From: Kansas
Topic Posts: 9

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