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Helen of Troy (original poster member #26419) posted at 3:05 PM on Friday, March 7th, 2014
True or false, a potential employer is able to and may check your credit score?
ajsmom ( member #17460) posted at 3:05 PM on Friday, March 7th, 2014
Very true.
And many do.
AJ's MOM
Fidelity isn't a feeling...it's a choice.
"Truth has no special time of its own. Its hour is now - always." - Albert Schweitzer
____________________________________________
Me: BW - Him: 200+ # tumor removed 7/09
One AMAZING DS - 34
Nature_Girl ( member #32554) posted at 3:08 PM on Friday, March 7th, 2014
Me = BS
Him = EX-d out (abusive troglodyte NPD SA)
3 tween-aged kids
Together 20 years
D-Day: Memorial Weekend 2011
2013 - DIVORCED!
https://www.youtube.com/watch?v=wJgjyDFfJuU
inconnu ( member #24518) posted at 3:12 PM on Friday, March 7th, 2014
True. Mine did as part of the background check, but I had to give permission first.
There is no joy without gratitude. - Brené Brown
sunandmoon ( member #10180) posted at 4:58 PM on Friday, March 7th, 2014
True but you must sign an authorization before they can do so.
sunandmoon
getnbtr1 ( member #40540) posted at 5:18 PM on Friday, March 7th, 2014
True.
You have to give permission, but if you don't, then no job for you I'm guessing.
ProbableIceCream ( member #37468) posted at 6:59 PM on Friday, March 7th, 2014
I wouldn't be too scared of it. Some jobs require it, yeah, but I got my current job when I had a credit score in the 500's (bunch of charge offs/delinquencies) and it's a pretty good job.
lieshurt ( member #14003) posted at 8:02 PM on Friday, March 7th, 2014
I'm in banking, so it's a given. Poor credit means no job in my field.
No one changes unless they want to. Not if you beg them. Not if you shame them. Not if you use reason, emotion, or tough love. There is only one thing that makes someone change: their own realization that they need to.
foreverempty ( member #34426) posted at 11:25 PM on Friday, March 7th, 2014
In the uk it's a different credit score than lenders would see, less detail and usually a lot higher even from the same credit companies.
Me BS: 35
Her WW: 34
D Day 5th December 2011
Current status: Filled for divorce 23rd Jan 2012. Response from WW was not to beg for forgiveness, but deleting me from Facebook.
Whalers11 ( member #27544) posted at 6:44 PM on Saturday, March 8th, 2014
True. You have to provide your consent. If you decline, though, you will probably be out of the running for the job.
Depending on the company, they probably don't care if you have some missed payments or minor blemishes. I think they are looking for big things - like liens or bankruptcies, etc.
I work in banking and they look to see if your credit history makes you high risk for stealing money.
Kelany ( member #34755) posted at 6:58 PM on Saturday, March 8th, 2014
Yep, many do. My husband was denied a job due to his credit once.
BS - Me
SA/FWH Him
DDay 1 - Jul 11
DDay 2 - Jul 12
R Dec 12
Former 80s Icon wishful thinking
K Phantom ( member #14105) posted at 9:51 PM on Saturday, March 8th, 2014
True,
Discrimination at it's worst. I hear that folks are now being denied jobs because of their tobacco use.
I remember going over resumes with my boss in his office and the hr lady coming in and telling us that one of the candidates had fine credit. I said something to my boss about it and he just said that's the way it is now. 
Me BS
Her WS
Kids 0
Married 15 yrs 02/14/1993
DD#1 3/29/06
DD#2 6/23/07
D 4/15/2008
hurtbs ( member #10866) posted at 11:34 PM on Monday, March 10th, 2014
True. I will keep my political opinions of this out of the forum (as appropriate).
However, you must give authorization which means that you can provide an explanation in advance.
Me - 40 something. WXH DDay 2006, Divorced 2012
WBF DDay #1 9/2022 #2 11/2022
Single
womaninflux ( member #39667) posted at 12:25 AM on Tuesday, March 11th, 2014
Very true. They want to see if you mishandled company credit cards from previous employers or have missed payments or filed bankruptcy. In the past, this kind of stuff was a huge red flag. Now that the mortgage crisis happened, it's not as uncommon for someone to have a foreclosure or many blemishes. It's still not great but I think employers have become more lenient. However, if they have a choice between someone with GREAT credit and someone who doesn't have decent credit, all other things being on par…my guess is they will choose someone with great credit. Better risk for them.
BS - mid-40's
SAWH - mid 40's
Kids - 2 elementary school aged
Getting tons of therapy and trying to "work it out"
sparkysable ( member #3703) posted at 6:14 PM on Wednesday, March 12th, 2014
It's like a vicious circle. You can't pay your bills because you don't have a job, which is why you're looking for a job so you can dig yourself back out of the whole, but they don't want to hire you because you have bad credit, because you didn't have a job, which is why you're looking for a job....etc. etc. etc.
With that being said, I finally got a job at a bank, in the mortgage fraud prevention department. I'm glad they took a chance on me. If they ran my credit, they must have seen numerous late mortgage payments, collections, etc. and hired me anyway. If they didn't, which I don't think they did, score for me!
Now I can finally dig myself out of the hole and pay my bills and fix my credit.
D-day OW#1 2/2004;D-day OW#2 5/2010
Marriages that start this way, stepping over the bodies of loved ones as the giddy couple walks down the aisle, are not likely to last.
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