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Newest Member: NeedSomeAdvice (45762)

User Topic: Small miracles do happen! Today is a good day!
She11ybeanz
♀ 27457
Member # 27457
Happy  Posted: 2:25 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

So....I decided to open a dependent care account...despite everyone that said "Use it or lose it" to me ....which I know. BUT.....I needed to do something to help lighten the $85 a month blow to my paycheck that my medical insurance was going to have..... and low and behold...taking out $250 a check pre-tax and having them mail me a check.....tax-free.....for childcare....and even with my $40 some dollar increase in healthcare ....I am getting about $70 MORE per paycheck now! I won't even notice the tax difference at the end of the year because I've never gotten a childcare credit since my sister watched my daughter for free. AND, I will STILL get to claim partial credit on my taxes because what goes into the account is only part of what I pay to daycare!

I feel smart today.

I also took a chance and was able to extend my forbearance on one of my loans...which helps tremendously....that way once I get closer to paying off my car and credit cards....my student loans won't feel so strangling.....

Things are looking up a little bit.....and I'm finally able to enjoy the sunshine of Spring for once...

Today is a good day.


"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"

ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12


Posts: 2732 | Registered: Feb 2010 | From: Virginia
idkam
♀ 18375
Member # 18375
Default  Posted: 5:37 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

That is awesome rawsome ShellyB...


People come into your life for a Reason, Season or a Lifetime..
Divorced

Posts: 1810 | Registered: Feb 2008 | From: Texas
k94ever
♀ 11176
Member # 11176
Default  Posted: 6:36 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

{{{{hugs}}}}


k9


BS: 56
WS: 53
Betrayed: 23 years
Affairs: 14 (2 lasted 3 months. Rest were ONS)
WS died: 16 May 2011
Do not stay in your hurt forever. Choose to move out of it.

Posts: 6614 | Registered: Jul 2006 | From: Wisconsin
better4me
♀ 30341
Member # 30341
Default  Posted: 6:36 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage


DDay 11/17/2010 BW:53
Divorced

Posts: 3236 | Registered: Dec 2010 | From: Iowa
PurpleRose
♀ 33129
Member # 33129
Default  Posted: 7:45 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

Yeay! Good for you- take that bull by the horns!


divorced the Dooosh
*****************************
even if you find your voice,
sometimes it does not matter anymore,
when you speak to a man who is deaf by choice.
~dodinsky

Posts: 3631 | Registered: Aug 2011 | From: Happyville
Williesmom
♀ 22870
Member # 22870
Default  Posted: 8:03 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

Yay! Awesome for you.


You can stuff your sorries in a sack, mister. -George Costanza
There is a special place in hell for women who don't help other women. - Madeleine Albright

Posts: 7825 | Registered: Feb 2009 | From: Western PA
Amazonia
♀ 32810
Member # 32810
Default  Posted: 8:14 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

Good job!! This is no miracle though, this is the result of your intentional planning. Give yourself credit for this stuff, because it does pay off in the long run.


"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 13880 | Registered: Jul 2011
She11ybeanz
♀ 27457
Member # 27457
Default  Posted: 10:03 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

Very true! Momma bear will do whatever she has to do to ensure the safety and future of her cubs....


"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"

ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12


Posts: 2732 | Registered: Feb 2010 | From: Virginia
Amazonia
♀ 32810
Member # 32810
Default  Posted: 10:16 PM, April 10th (Thursday), 2014View ProfileEdit MessagePrivate MessageHomepage

So then the big question is....how much of that $70/month are you putting toward which debt?


"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 13880 | Registered: Jul 2011
dignityintact
♀ 32558
Member # 32558
Default  Posted: 2:47 AM, April 11th (Friday), 2014View ProfileEdit MessagePrivate MessageHomepage

Great to hear!!
Remember be a realistic optimist!!!


"Sometimes on the way to the dream, you get a lost and find a better one"

Divorcing - at last!


Posts: 94 | Registered: Jun 2011 | From: Uk
SBB
♀ 35229
Member # 35229
Default  Posted: 3:44 AM, April 11th (Friday), 2014View ProfileEdit MessagePrivate MessageHomepage

I don't know what a dependant care account is bit I'm thrilled that you've found some sunlight on this stormy issue.


I may have reached a point where I'd piss on him if he was on fire.... eventually!!

Posts: 5660 | Registered: Apr 2012 | From: Australia
nutmegkitty
♀ 33882
Member # 33882
Default  Posted: 7:30 AM, April 11th (Friday), 2014View ProfileEdit MessagePrivate MessageHomepage

Great news Shelly!!!!


me (BS)
him (NPD Ex)
2 dds
DDay 10/7/11
OW
OC

Divorced 1/17/2013

"Diamonds aren't a girl's best friend, freedom is."


Posts: 2616 | Registered: Nov 2011 | From: MA
She11ybeanz
♀ 27457
Member # 27457
Default  Posted: 7:30 AM, April 11th (Friday), 2014View ProfileEdit MessagePrivate MessageHomepage

So then the big question is....how much of that $70/month are you putting toward which debt?

Groceries!!!! I spend a lot of money on food and rarely eat out...but I prefer to eat nutritious, cheaper meals at home than to waste my money eating out. I'm always struggling to scrape up enough for food so this gives me some alleviation!!!


"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"

ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12


Posts: 2732 | Registered: Feb 2010 | From: Virginia
Topic Posts: 13

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