SurvivingInfidelity.com Forum Archives

Return to Forum List

is Creditkarma legit?

You are not logged in. Login here or register.

nekorb posted 7/2/2014 15:01 PM

I'm concerned about how my credit is going to be once I'm divorced and on my own, so to speak. (it's great now)

I came across the CreditKarma site accidentally, and it sounds too good to be true.

Wondering if anyone else has experience with it?

Thx.

simplydevastated posted 7/2/2014 15:12 PM

I use Credit Karma and Credit Sesame. I believe Credit Karma is from Trans Union and Credit Sesame is either Experian or Equifax.

I use both to get a ballpark of my score because each one is slightly different.

woundedwidow posted 7/2/2014 15:33 PM

I know that AnnualCreditReport.com will provide a free, annual credit report from Equifax, Experian, and TransUnion in accordance with the Fair and Accurate Credit Transactions Act (FACTA).

Dreamboat posted 7/2/2014 16:25 PM

I know that AnnualCreditReport.com will provide a free, annual credit report from Equifax, Experian, and TransUnion in accordance with the Fair and Accurate Credit Transactions Act (FACTA).

Yes. Getting your credit score costs extra.

Before you pay to get your credit scare, I suggest that you get the free reports to ensure that everything on it is accurate. If you see a credit card on your report and you are no longer an authorized user (i.e., it was stbx's credit card and you have asked to be removed as an authorized user) then you can dispute that and they will take it off. Note that being an authorized user is different than being a co-signer. I suggest you look thru everything on it. Anything negative that is more than 7 years old you can ask them to remove. And anything that is flat out wrong, you can ask them to remove. All 3 companies have a way to file an online dispute so it is easy. So I suggest you get each credit report, dispute anything you need to, wait for the dispute to be addressed, and THEN get your credit score about a month after that.

misskirby posted 7/2/2014 21:43 PM

We have both a Discover card and a Capital One card, and both now have the feature of giving us our credit score. It comes in handy since one is in my name and one in his, so we get both each month. Don't know if you have either of those cards, but it seems to be something that's catching on with credit card companies.

Amazonia posted 7/3/2014 02:59 AM

I use Credit Sesame and really like it.

itainteasy posted 7/3/2014 08:11 AM

I use credit karma, I have no problems with it.

Dark Inertia posted 7/4/2014 13:51 PM

Yes, it is it is through Trans Union and I think Credit Sesame is Equifax

Return to Forum List

© 2002-2018 SurvivingInfidelity.com ®. All Rights Reserved.