I see these products as a pyramid scheme. But then, that's just my opinion.
Natural Coconut oil - and it doesn't bankrupt you.
I recently started using this too and after using it for about a week, spots on my face have cleared up and no more dryness! I rub on my arms and legs and once a week I add to my hair. Everything is so silky and smoothe now.
I heat up a couple teaspoons and use one of those spongy make-up wedges to apply. Easy peasy.
I have to qualify this by saying that I have genetically good skin, but I use Olay products most of the time. I do, however, like argan oil and have been using Josie Maran's Light Argan oil first on my skin as a 'serum'. Then I moisturize over it. I lived in the desert for 22 years, and my skin is still good at 60.