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Health Insurance Help

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Must Survive posted 8/2/2014 20:17 PM

STBXH changed jobs, has different health insurance. The good news is he added DS. Of course I was not added to the policy. Its the weekend. I don't know if I can get cobra through the old insurance, we weren't divorced.

I don't know what I am going to do. I HATE this.

I want to call him and yell at him. I hate him for what he has put me through.

Has anyone been through this?

gonnabe2016 posted 8/2/2014 20:30 PM

I want to call him and yell at him.

Save your breath for the call to your L first thing Monday morning. Your stbx may have changed jobs, but he's still considered to be legally *married*.

I haven't been through this personally, but Monster is ramping up the "fuckwithGonnafinancially" nonsense lately, so I would not be surprised to receive notice through the mail that *I* no longer have health insurance. The tom-fuckery of all of this sucks as much as all of the rest of it.....

AnnieOakley posted 8/2/2014 21:25 PM

If you were covered under him at his last job then you would be eligible for COBRA. You have 60 days (confirm that #, I can never keep it straight)to sign up from your date of non-coverage.

But it retros's back to that date. So if you lost coverage July 1, you have to pay the entire month of July so you do not have a break in coverage.

His employer has 30 days to mail out info--that he may have already received about the process. But I would call his previous employer directly to find out.

Keep in mind COBRA is expensive-100% of the insurance premium plus a 2% service charge. You may be able to find a basic policy for less $$, depending on what you need.

Good Luck.

[This message edited by AnnieOakley at 9:28 PM, August 2nd (Saturday)]

Nature_Girl posted 8/2/2014 23:20 PM

If you are still married then he most likely still has to provide health insurance for you. Contact your attorney Monday morning. In many states what he's done is a BIG no-no.

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