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Newest Member: northeasternarea (43214)

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User Topic: Are you supposed to keep copies of insurance E O B?
Amazonia
♀ Member
Member # 32810
Default  Posted: 10:38 AM, April 29th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

I switched to getting all my insurance paperwork electronically, and don't know if I should bother saving a copy (I plan to leave this job by the end of 2013). I get at least one a week because I've been going to the chiro 2-3x a week since February.

Is it worth downloading and saving them all?


"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 13195 | Registered: Jul 2011
Undefinabl3
♀ Member
Member # 36883
Default  Posted: 11:47 AM, April 29th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

an EOB (or lack there of) saved us from being sued for almost 4000 bucks. A claim from 2 years ago never processed right, and I swore to the hospital that insurance was to pay that.

It took a few months, but because I never got that EOB, I knew that it was never processed and that I needed to start with the insurance and not the hospital.


Me: 31 MH
Him: 37 MH
~Some days are better then others~

Posts: 1614 | Registered: Sep 2012
thebighurt
♀ Member
Member # 34722
Default  Posted: 12:57 PM, April 29th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

If you have a medical spending account or have enough deductions to itemize your taxes (but who does?), you need to keep them for the seven years. Medical spending is a legal tax record. Otherwise, it's like Undefinabl said. And you should read them to be sure they comply with what your insurance covers, too. I've had to dispute some because of how they were submitted by the provider or handled by the insurer.


Finding what life could have been....... Why didn't I see it?

Posts: 1968 | Registered: Feb 2012 | From: the Other Side
stupidstupidme
♀ Member
Member # 11888
Default  Posted: 9:25 AM, May 6th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

I have a medical flex spending account, and when they ask for substantiation, they want an EOB. Luckily for me, I can go online and into my account on Aetna.com and it's all right there. I don't have to keep anything.


Confront the dark parts of yourself, and work to banish them with illumination and forgiveness. Your willingness to wrestle with your demons will cause your angels to sing. Use the pain as fuel, as a reminder of your strength
August Wilson

Posts: 19682 | Registered: Aug 2006
Topic Posts: 4

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