Topic: Credit Limit Increase ...
Member # 19258
| Posted: 11:07 PM, June 6th (Thursday), 2013|
Yeah I got one!
It is oh so tiny but then so is my credit limit. I filed bankruptcy in 09 due to D and unemployment.
I had a couple of secured credit cards right after and small loan loan. I've paid faithfully. I got an very small limit unsecured mastercard last year. Unbeknownst to me until looking at my bill this month they gave me a credit limit increase a few months ago.
Holy cow! financial progress. I may survive the worst part of D - the destruction of my credit rating!
But that's just a lot of water
Underneath a bridge I burned
And there's no use in backtracking
Around corners I have turned
“Many of us crucify ourselves between two thieves - regret for the past and fear of the future.” -foulton oursler
Posts: 7979 | Registered: Apr 2008
Member # 26152
| Posted: 12:24 AM, June 7th (Friday), 2013|
Me --> BS
Posts: 1500 | Registered: Nov 2009 | From: Kentucky
Member # 22033
| Posted: 1:31 AM, June 7th (Friday), 2013|
Good to hear. My bankruptcy just hit the 1 year mark. I haven't even tried to get an unsecured card yet, but I'd really like to see myself get a house before the kids age out of CS. A house payment would be cheaper than rent.
BW (me) - 44
DS 13, DS 10
D-Day#1: Oct 30, 2008
D-Day#2: June 3, 2011 (same MOW) Separation: June 3, 2011
Divorce finalized: Feb 2012 (due to 6 month waiting period).
Posts: 3168 | Registered: Dec 2008
Member # 34678
| Posted: 4:48 AM, June 7th (Friday), 2013|
This also gives me hope. I am doing the same with the secured credit card.
I hope to have my credit standing back soon..
me BS 52
him - 46
married 15 years DIVORCED 10 31 12
children - ds15 ds12
I gave a 24hour ultimatum then went to attorney next day
Posts: 1429 | Registered: Jan 2012
Member # 32810
| Posted: 5:45 AM, June 7th (Friday), 2013|
"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
Posts: 12584 | Registered: Jul 2011
Member # 30727
| Posted: 6:17 AM, June 7th (Friday), 2013|
Yay!!! Congrats. Spend wisely, and pay in full always. :)
"If I listened earlier, I wouldn't be here. But that's just the trouble with me. I give myself very good advice, but I very seldom follow it."
Posts: 1033 | Registered: Jan 2011 | From: The Ohio
Member # 20152
| Posted: 7:21 AM, June 7th (Friday), 2013|
Congratulations. It feels great to get out from under the shadows, doesn't it?
My XH absolutely DESTROYED my credit rating when we were divorced, to the point where I was absolutely out of the financial loop for years. A few years ago, Capital One took a "chance" on me and gave me an unsecured MC with a 300 dollar limit. At that time, I was so grateful that ANYONE would have given me a look!
Now I have 2 cards, one of which has a 5-figure limit, as well as my own house, so yes - it's very possible to recover, and even in a short time!
XBS - 41 and fabulous :D
Remarried 3/20/13 to the sweetest, gentlest man alive.
Posts: 544 | Registered: Jul 2008 | From: The Chesapeake Bay
Member # 19319
| Posted: 1:19 PM, June 8th (Saturday), 2013|
Congrats! And good job. :)
Posts: 198 | Registered: Apr 2008
Member # 24518
| Posted: 6:34 PM, June 8th (Saturday), 2013|
Say what you wanna say and let the words fall out...honestly
I wanna see you be brave
Pretty pretty please, don't you ever ever feel
Like you're less than, less than perfect
Posts: 11638 | Registered: Jun 2009 | From: TX
Member # 33440
| Posted: 3:54 PM, June 11th (Tuesday), 2013|
Congratulations! I'm 30 days out from my BK and want to get a small secured CC next month so that I can start rebuilding. My goal is to buy a house in the next few years. I'm saving every penny I can (while still living life).
Me (BS): 32, Mommy to J: 2 1/2 Divorced: 4/10/13
Sometimes you find yourself in the middle of nowhere, and sometimes, in the middle of nowhere, you find yourself
Posts: 485 | Registered: Sep 2011 | From: NY
|Topic Posts: 10|