I'm not an attorney and this is not legal advice, but in what I've seen and heard, courts tend to be most gracious if a good faith effort is being made to do the right thing. For you, I would think that would mean responding to your mom with plans of when and how you are able to repay her (even if it's $50 a month for the next 2 years, compounding for interest), and then following through.
If you ignore her, who knows what a judge would think.
ETA: My response to her would look something like this:
You were missed at Piper's birthday party. I understand your need to have the money you loaned me on xxx-date returned. Unfortunately, as this is the first discussion we have had regarding the repayment terms of the loan, at this time I don't have the funds to repay it in a lump sum. My budget does allow me to pay you $50 a month. I will send a check today and one on the first of each month following until the loan is repaid.
[This message edited by Amazonia at 11:47 AM, August 8th (Thursday)]
ME - BW - 34
HIM - XWH - 38
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12
Sorry, but I disagree on just ignoring this. I would ignore the emotional outburst, but I wouldn't ignore the loan. You do owe her the money after all, right?
If it was a loan, and not a gift she is trying to recollect on, yeah she should pay her, and small claims would tell her so and help set up a payment plan, so she wouldn't just be ignoring the debt. It still sounds like mommy dearest is trying to change the terms of the loan out of spite. I don't believe that deserves an acknowledgement, certainly not a nice one aimed at keeping the peace.
Maybe talk to HR about changing your withholding so you don't have to wait for a tax return. I'm sure someone smarter than me can help you with the math. Then send her the extra money with the memo line reflecting balance due as persevere suggested. If you are making even $20/month payments she is probably going to have a hard time getting this through small claims.
I will not let her bully me. This is a tactic my XWH did to me during the D and after we got divorced....and I do NOT respond well to being bullied.
There's so much you can do for nothing that are special. Year old parties are more for others anyway.
Pay her as much as you can then never borrow another cent. No reason to hate her. You invited her in with the debt. That's a tie that was wholly unnecessary.
Your sister makes your financial decisions? That's something I'd stop as well. Other's intimate knowledge of my life regardless of affiliation.
'til the roof comes off. 'til the lights go out. 'til my legs give out, can't shut my mouth
The party I had for my daughter was cheap. I had it at a park and paid for decorations by going to the dollar store. Hardly a blow-out shindig. I just wanted to do something fun with my friends and family to celebrate. That's all. We don't get to do a whole lot.
I don't intend on ever borrowing anything from her again. I haven't borrowed money from her in the 34 years I have been on this planet until now. Lesson learned. The hard way I guess.
Hugs Shelly please keep piper away from her. It will only mess with her head.
I told my mom BEFORE she ever paid that bill for me that I had no idea when I would have the money to pay her back but that I promised I would. Then, I committed to paying her back that bill when I got my taxes back because I paid her back the $600 I owed her this year on my taxes. There was never a written agreement in place. There wasn't even a timeline until I made one! I am making good on my promises and despite if she and I ever speak again....she will get her money as promised.
She is only doing this to be mean and spiteful. She wants to hurt me. Mission accomplished.
[This message edited by She11ybeanz at 3:33 PM, August 8th (Thursday)]
Ignore her tantrum. Let her take it to court.
She is entitled to behave in any way she sees fit. She is entitled to be a giant sack of shit and use this debt against you.
You've learned an important lesson here - you cannot trust her - you cannot rely on her.
She doesn't give a flying fuck about you or your daughter.
Once you repay her this you never have any further interaction with her.
This isn't about the $950 - it is a lot of money and perhaps she is concerned that you have no intention of repaying it but that is not what her text screams out to me.
It screams of power, control and vindictiveness.
What an ugly, ugly person she is. Yuck.
I hope you've had enough of this now. Find your anger and NC the bitch.
[This message edited by StrongButBroken at 6:26 PM, August 9th (Friday)]