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Newest Member: lynnde (44729)

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User Topic: Loan officer asked for my transcript
idkam
♀ Member
Member # 18375
Default  Posted: 8:17 AM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

SO and i are in the early process of buying a home.. I go to school full time and work full time.. Is it normal for the loan officer to want a copy of my college transcript?? Damn it seems that want your blood just to qualify you with a loan.... This process is all new to me so i dont know if this normal or not... My ex and i never got to this point in the 10 years we were married....


People come into your life for a Reason, Season or a Lifetime..
Divorced

Posts: 1783 | Registered: Feb 2008 | From: Texas
Undefinabl3
♀ Member
Member # 36883
Default  Posted: 10:10 AM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

When I applied for our house...i had to give them both high school and college diploma's, months of pay stubs, months of bank records and we had to get a signed letter from my step dad saying that the money he was giving us was a gift and not a loan (we are paying him back anyway, but whatever).

it was crazy all the crap that we had to provide, and then re-provide.


Me: 31 MH
Him: 37 MH
New online find 6/19/14 - shit

Posts: 1717 | Registered: Sep 2012
idkam
♀ Member
Member # 18375
Default  Posted: 10:48 AM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yep, thats what we are doing too.. We have to put $5000 in our acct so when they run our credit ( or whatever ya call it) the money will be there... I was realy frustrated last night #1 because my SO didnt ask Why they needed it and #2 because i was in a bad mood anyway ....

I get this way when im strssed out...


People come into your life for a Reason, Season or a Lifetime..
Divorced

Posts: 1783 | Registered: Feb 2008 | From: Texas
BeyondBreaking
♀ Member
Member # 38020
Default  Posted: 1:24 PM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yes, it is normal.

They basically want to know your WHOLE life. Seriously. They want to know your grades, your credit score, where every single dime of your income goes, etc...


I have been cheated on by 3 different men, and I have more DDays than anyone ever should. I am here, just trying to pickup the pieces.

At least the current man "only" cyber-cheated.

"Love means never having to say you're sorry."


Posts: 840 | Registered: Jan 2013
idkam
♀ Member
Member # 18375
Default  Posted: 3:15 PM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

BB yep they have that too... The good thing i guess is i was forced to pay two credit cards off to increase my credit score a little bit more..

Thanks


People come into your life for a Reason, Season or a Lifetime..
Divorced

Posts: 1783 | Registered: Feb 2008 | From: Texas
Amazonia
♀ Member
Member # 32810
Default  Posted: 3:37 PM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

It makes sense to me; I know of people who apply to a program, get the student loans, then drop out, take a refund, and keep the money. Seeing a transcript proves you were actually using your loans for what they're for.


"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 13690 | Registered: Jul 2011
Mandilwen
♀ Member
Member # 27186
Default  Posted: 8:30 PM, August 22nd (Thursday), 2013View ProfileEdit MessagePrivate MessageHomepage

Yeah, I remember when my loan guy asked why DirecTv pulled my credit report. I said "ummm, because I wanted satellite tv..." Good times.


BS-34; WXH-32; DS8; DS3; OC3
DDay: SEPT 2008
Divorced: JUNE 2010

Posts: 318 | Registered: Jan 2010 | From: Indy
Topic Posts: 7

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