First things first, if that is your real name feel free to change it. The site is completely anonymous and you don't have to post your name and maybe from sheer protection of yourself, you should remove it.
Secondly; sorry you have found the need to be here :( I will tell you that your husband sounds like mine. Both serial cheaters with no morals. My husband it seems just wants to cheat with anyone and everyone. I don't get it. It seems your WS is the same.
I am scared as well at the financial mess I would find myself in and at the back lash WS would cause if we D. But in the same breath, we are stronger and more resilient then we give ourselves credit for. Think about it, you've survived this long married to an a$$ you can survive not being married to him.