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Newest Member: kassidy (45053)

New Beginnings Post Reply     Print Topic    
User Topic: House selling blues
Newlease
♀ Member
Member # 7767
Sad  Posted: 11:44 AM, October 15th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

I got em.

Had a good friend who owns a Home Inspection company come by and do a verbal inspection of my house yesterday. He found a bunch of small stuff that I can do myself/with SO's help.

He also found that I need a new roof (but it looks like hail damage, so called insurance), a bunch of plumbing problems in the crawl space under my bathroom, and mold in my attic due to lack of ventilation. I have already taken out a CC at the local big box store to do some minor repairs, and I am very strapped for cash.

I'm thinking about taking out a Home Equity Loan to finish up all the repairs, but that would definitely dig into my profit. I've lived in the house for 5 years and have built up about $10,000 in equity but I was going to use that to pay off other debts.

Oh, and had another friend check out the market (she's a listing agent) and most the homes in my area with the same footprint have sold for around $10,000 less than what I bought my home for.

And, not to get political, but this impending debt ceiling fiasco has the possibility of sending interest rates up and the housing market may become even more bleak.

Yep, house selling blues, I got em.

NL


Even if you can't control the world around you, you are still the master of your own soul.

Posts: 7700 | Registered: Aug 2005
jo2love
♀ Moderator
Member # 31528
Default  Posted: 6:14 PM, October 15th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

(((Newlease)))

Sending house selling mojo.


Posts: 35376 | Registered: Mar 2011
nowiknow23
♀ Guide
Member # 33226
Default  Posted: 11:18 AM, October 16th (Wednesday), 2013View ProfileEdit MessagePrivate MessageHomepage

I remember those blues, honey. Hang in there. (((((Newlease)))))


You can call me NIK

"Sometimes it takes a good fall to know where you really stand."
-Hayley Williams


Posts: 25499 | Registered: Aug 2011
foreverempty
♂ Member
Member # 34426
Default  Posted: 2:11 PM, October 16th (Wednesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Sending some positive encouragement!


Me BS: 35
Her WW: 34
D Day 5th December 2011
Current status: Filled for divorce 23rd Jan 2012. Response from WW was not to beg for forgiveness, but deleting me from Facebook.

Posts: 607 | Registered: Jan 2012 | From: United Kingdom
Newlease
♀ Member
Member # 7767
Default  Posted: 4:09 PM, October 16th (Wednesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Well I got a check from my insurance company but with a $1,000 deductible and some depreciation, not enough to redo the roof.

Call my credit union but since I was honest that I had moved in with SO, I can't get a refinance or a home equity loan because it is not my "primary" residence.

I keep trying to think of different options and not get down about it, but it seems like every turn is a dead end.

Maybe this is the universe telling me not to move in with SO????

NL


Even if you can't control the world around you, you are still the master of your own soul.

Posts: 7700 | Registered: Aug 2005
Topic Posts: 5

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