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User Topic: Credit Limit Increase ...
hexed
Member
Member # 19258
Default  Posted: 11:07 PM, June 6th (Thursday)

Yeah I got one!

It is oh so tiny but then so is my credit limit. I filed bankruptcy in 09 due to D and unemployment.

I had a couple of secured credit cards right after and small loan loan. I've paid faithfully. I got an very small limit unsecured mastercard last year. Unbeknownst to me until looking at my bill this month they gave me a credit limit increase a few months ago.

Holy cow! financial progress. I may survive the worst part of D - the destruction of my credit rating!


But that's just a lot of water
Underneath a bridge I burned
And there's no use in backtracking
Around corners I have turned

“Many of us crucify ourselves between two thieves - regret for the past and fear of the future.” -foulton oursler


Posts: 8407 | Registered: Apr 2008
hurtinky
Member
Member # 26152
Default  Posted: 12:24 AM, June 7th (Friday)

Like!


Me --> BS
D-Day 10-1988
D-Day 9-12-2005
S 9-13-2005
D 3-6-12



Posts: 1500 | Registered: Nov 2009 | From: Kentucky
tabitha95
Member
Member # 22033
Default  Posted: 1:31 AM, June 7th (Friday)

Good to hear. My bankruptcy just hit the 1 year mark. I haven't even tried to get an unsecured card yet, but I'd really like to see myself get a house before the kids age out of CS. A house payment would be cheaper than rent.


BW (me) - 45
DS 14, DS 11
D-Day#1: Oct 30, 2008
D-Day#2: June 3, 2011 (same MOW) Separation: June 3, 2011
Divorce finalized: Feb 2012 (due to 6 month waiting period).

Posts: 3247 | Registered: Dec 2008
homewrecked2011
Member
Member # 34678
Default  Posted: 4:48 AM, June 7th (Friday)

Wonderful!

This also gives me hope. I am doing the same with the secured credit card.

I hope to have my credit standing back soon..


me BS 52
him - 46
married 15 years DIVORCED 10 31 12
children - ds15 ds12
d-day 12-19-11
I gave a 24hour ultimatum then went to attorney next day
Divorce filed

Posts: 1977 | Registered: Jan 2012
Amazonia
Member
Member # 32810
Default  Posted: 5:45 AM, June 7th (Friday)


"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ

Posts: 13566 | Registered: Jul 2011
Dark Inertia
Member
Member # 30727
Default  Posted: 6:17 AM, June 7th (Friday)

Yay!!! Congrats. Spend wisely, and pay in full always. :)


"If I listened earlier, I wouldn't be here. But that's just the trouble with me. I give myself very good advice, but I very seldom follow it."

Posts: 1177 | Registered: Jan 2011 | From: The Ohio
Fireball72
Member
Member # 20152
Default  Posted: 7:21 AM, June 7th (Friday)

Congratulations. It feels great to get out from under the shadows, doesn't it?

My XH absolutely DESTROYED my credit rating when we were divorced, to the point where I was absolutely out of the financial loop for years. A few years ago, Capital One took a "chance" on me and gave me an unsecured MC with a 300 dollar limit. At that time, I was so grateful that ANYONE would have given me a look!

Now I have 2 cards, one of which has a 5-figure limit, as well as my own house, so yes - it's very possible to recover, and even in a short time!

Congrats again.


XBS - 42 and fabulous :D
Remarried happily in 2013
A relationship is built for two. But apparently, some bitches don't know how to count!

Posts: 602 | Registered: Jul 2008 | From: The Chesapeake Bay
InTheRabbitHole
Member
Member # 19319
Default  Posted: 1:19 PM, June 8th (Saturday)

Congrats! And good job. :)

Posts: 198 | Registered: Apr 2008
inconnu
Member
Member # 24518
Default  Posted: 6:34 PM, June 8th (Saturday)


Say what you wanna say and let the words fall out...honestly
I wanna see you be brave

Pretty pretty please, don't you ever ever feel
Like you're less than, less than perfect


Posts: 12124 | Registered: Jun 2009 | From: TX
lostmommy
Member
Member # 33440
Default  Posted: 3:54 PM, June 11th (Tuesday)

Congratulations! I'm 30 days out from my BK and want to get a small secured CC next month so that I can start rebuilding. My goal is to buy a house in the next few years. I'm saving every penny I can (while still living life).


Me (BS): 32, Mommy to J: 2 1/2 Divorced: 4/10/13
Sometimes you find yourself in the middle of nowhere, and sometimes, in the middle of nowhere, you find yourself

Posts: 485 | Registered: Sep 2011 | From: NY
Topic Posts: 10