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User Topic: to all veterans, do you use va benefits?
Member # 32847
Default  Posted: 3:32 PM, August 8th (Thursday)

I have no health insurance and the cheapest policy I can get through work is 1/4 of my bring home pay. I served 3 years active duty and I'm considering applying for VA health care. I have no service connected disability, so I know I'll be in a low priority group. Does anyone know what that means with regard to copays, deductibles, premiums. If I can even get in to see a doctor because I'm so low on the totem pole. In short, is it worth it, or should I look elsewhere for health coverage?

Tune out the noise of what others tell you about who you are and work it out for yourself...

Posts: 1650 | Registered: Jul 2011
Member # 209
Default  Posted: 4:05 PM, August 8th (Thursday)

I am not a veteran, but my Dad was and my step-father is. USE THEM. You will most likely pay nothing.

[This message edited by click4it at 4:06 PM, August 8th (Thursday)]

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Posts: 25628 | Registered: Jun 2002 | From: California
confused girl
Member # 10649
Default  Posted: 6:48 PM, August 8th (Thursday)

Not a veteran either, but my daughter is a vet and she uses the va services because that is her only source of covered healthcare. It can be time consuming, lots of paperwork, but everything is free. She has been pleased.

She can go to any ER in an emergency so she has her routine medical care at the VA but knows she is covered anywhere in an emergency.

Love always hopes.

Posts: 1382 | Registered: May 2006
Member # 27035
Default  Posted: 7:02 PM, August 8th (Thursday)

I don't but I don't live anywhere near a VA clinic or hospital, and I have coverage through my work that's pretty cheap now that I'm on my own.

Try here for more information.

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Posts: 5260 | Registered: Jan 2010 | From: Midwest
Member # 27186
Default  Posted: 9:05 PM, August 8th (Thursday)

My ex used the VA and I remember it was free at first, but then he did have to start paying co-pays. He served in Iraq and may have been seen for PTSD, which should have been covered for free. The other regular issues may have been what the co-pays were for. The local American legion or VFW would be a great place to start looking into it. Good luck, and thanks for your service!

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Posts: 318 | Registered: Jan 2010 | From: Indy
Member # 21101
Default  Posted: 8:50 AM, August 9th (Friday)

As a Care Manager who works with people and their insurances I strongly recommend that you start using it. Even if you are able to get a second source of insurance it's like a back up plan.

Confused girl is correct, once you have their insurance and are active with it, you can go to any ED for emergency care. VA will pay for it.
Also your medications tend to overall be much cheaper through the VA. I have many seniors who use their MCR, or have a MCR HMO and VA insurance the cool thing is they can pick and choose which one to use for what, and be most cost effective.

This is a benefit you have earned by selflessly serving your nation. Please use it. It's the least they can do for you.

Thank you for your service.

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Posts: 8714 | Registered: Oct 2008 | From: St. Louis
Member # 32847
Default  Posted: 11:46 AM, August 9th (Friday)

Thanks! It was my pleasure to serve. I'm one of those weirdos that believe that everyone should serve in some capacity, be it armed forces, coast guard, soup kitchen. I think it helps to remind us that it really is all about being a part of something bigger, more important than self.

Tune out the noise of what others tell you about who you are and work it out for yourself...

Posts: 1650 | Registered: Jul 2011
Member # 8271
Default  Posted: 3:34 PM, August 10th (Saturday)

Not everyone who serves qualifies for VA healthcare. Here is the VAs website where you can answer questions that will help you determine if you qualify.

If you do qualify, the website links to their online application process.

[This message edited by Tearsoflove at 3:36 PM, August 10th (Saturday)]

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Posts: 4145 | Registered: Sep 2005
Topic Posts: 8