CFNJ,
I’m so sorry that this happened to you. Unfortunately, there are lots of women who have experienced this nightmare. Just scroll through the JFO forum and you will see…
For right now, you should:
1) take care of yourself physically. Make sure to eat and stay hydrated. Get as much exercise as you can, you’ll feel better and it will help you sleep. See a doctor if you need to for anti-anxiety, anti-depression or sleep medications.
2) get an STD test. Make your WH get one too, and make him show you (not tell you) the results.
3) see a lawyer. You aren’t doing this to initiate D, you’re doing this to understand what that process and potential outcomes look like. Start eliminating unknowns, it will help you calm down. Talk to your lawyer about getting access to the finances. Or demand access from your WH. Ask your lawyer about resources for figuring out how much he’s blown on prostitutes.
4) "Be glad it was not an emotional affair" is such a dick thing to say. He does not get it. Maybe print this out for him (without letting him know about this site, keep this your safe place): https://survivinginfidelity.com/documents/library/articles/recovery/what-every-ws-needs-to-know/. There’s a lot more great articles in the Healing Library.
Just know this: her cheating was about what is wrong with her, and not at all about what’s wrong with you. You did nothing to deserve this.