I just wanted to send you some hugs..
I think I knew for sure that I wanted a divorce after the false R. He could see the pain he was putting me through, yet he continued to lie to me about talking to her and seeing her. He had even transferred jobs for me, but he continued to contact her and beg for her and took the A underground using the chat feature on a word game on his phone. Once I saw the way he could lie to me and manipulate me and hurt me KNOWING how much pain he was putting me through, I was done..
I would very much doubt she is NC with him. I think she would be able to promise that to you if it was really happening.. And he's married with 2 small kids? That's just so sad. I can't believe the damage these people do without any concern for the homes they tear apart..
OM might be on a tight leash, but people who want to cheat will find a way.. There are apps, secret phones, secret emails, lies and excuses for where they have to be. If she's not promising NC to you, I very much doubt that they are truly not in contact. Perhaps he is promising his wife NC, but I doubt it is happening. Have you spoken with his betrayed wife? Are you certain she knows what happened? That's one of the best ways to blow up these little fantasy relationships, so I wouldn't trust your WW's word AT ALL that the BW knows. I would be certain you reach out to his BW and make sure she knows. My STBX insisted that MOW's BH knew, and of course that was bullshit.. Do NOT take her word on that..
There isn't legal separation in my state or I would have done that first, purely for the health insurance benefits. He has the best health insurance of anyone I know, no premiums, very low co-pays, less than a dollar medications, etc.. I'm not sure what other advantages there are to separation over divorce, but I think health benefits is a big one to think about..
I think separation can also protect you legally and financially, but gives you a chance to take a break and figure out what both of you want. You are so very close to D-Day to be making big decisions, but it sounds like you are standing up for yourself and not putting up with less than 100% commitment on her part, and that's great, exactly what you should be doing..
I don't want to carry any baggage into my next relationship either, so I'm in IC and focusing on myself right now to make sure I'm the happiest and healthiest I can be so that I attract the right kind of guy next time. Keep up the good work.
Big hugs. Sorry you found yourself here. She doesn't sound remorseful at this point, so I think you are correct to keep your distance. Going NC with the AP is only the very first step of reconciliation, and you can't work on anything else to repair the marriage until that happens..
(((((((Shockedman)))))))