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She11ybeanz (original poster member #27457) posted at 8:25 PM on Thursday, April 10th, 2014
So....I decided to open a dependent care account...despite everyone that said "Use it or lose it" to me ....which I know. BUT.....I needed to do something to help lighten the $85 a month blow to my paycheck that my medical insurance was going to have..... and low and behold...taking out $250 a check pre-tax and having them mail me a check.....tax-free.....for childcare....and even with my $40 some dollar increase in healthcare ....I am getting about $70 MORE per paycheck now! 
I won't even notice the tax difference at the end of the year because I've never gotten a childcare credit since my sister watched my daughter for free. 
AND, I will STILL get to claim partial credit on my taxes because what goes into the account is only part of what I pay to daycare!
I feel smart today. 
I also took a chance and was able to extend my forbearance on one of my loans...which helps tremendously....that way once I get closer to paying off my car and credit cards....my student loans won't feel so strangling.....
Things are looking up a little bit.....and I'm finally able to enjoy the sunshine of Spring for once...
Today is a good day.
"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"
ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12
idkam ( member #18375) posted at 11:37 PM on Thursday, April 10th, 2014
That is awesome rawsome ShellyB...
2015 It's time to get Fit, Fine, and more Fabulous. Come and join me.
k94ever ( member #11176) posted at 12:36 AM on Friday, April 11th, 2014
{{{{hugs}}}}
k9
BS:61
WS: 53
Betrayed: 24 years
Affairs: 15 (2 lasted 3 months. Rest were ONS)
WS died: 16 May 2011
Do not stay in your hurt forever. Choose to move out of it.
better4me ( member #30341) posted at 12:36 AM on Friday, April 11th, 2014
DDay 11/17/2010 BW:58
Happily remarried!
PurpleRose ( member #33129) posted at 1:45 AM on Friday, April 11th, 2014
Yeay! Good for you- take that bull by the horns!
divorced the Dooosh 8/13
*****************************
Dance like nobody is watching,
Text and email like it will be used in court someday...
Williesmom ( member #22870) posted at 2:03 AM on Friday, April 11th, 2014
You can stuff your sorries in a sack, mister. -George Costanza
There is a special place in hell for women who don't help other women. - Madeleine Albright
Amazonia ( member #32810) posted at 2:14 AM on Friday, April 11th, 2014
Good job!! This is no miracle though, this is the result of your intentional planning. Give yourself credit for this stuff, because it does pay off in the long run.
"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ
She11ybeanz (original poster member #27457) posted at 4:03 AM on Friday, April 11th, 2014
Very true! Momma bear will do whatever she has to do to ensure the safety and future of her cubs.... 
"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"
ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12
Amazonia ( member #32810) posted at 4:16 AM on Friday, April 11th, 2014
So then the big question is....how much of that $70/month are you putting toward which debt? 
"You yourself deserve your love and affection as much as anybody in the universe." -Buddha
"Let's face it, life is a crap shoot." -Sad in AZ
dignityintact ( member #32558) posted at 8:47 AM on Friday, April 11th, 2014
Great to hear!!
Remember be a realistic optimist!!!
"Sometimes on the way to the dream, you get a lost and find a better one"
Divorcing - at last!
SBB ( member #35229) posted at 9:44 AM on Friday, April 11th, 2014
I don't know what a dependant care account is bit I'm thrilled that you've found some sunlight on this stormy issue.
I may have reached a point where I'd piss on him if he was on fire.... eventually!!
nutmegkitty ( member #33882) posted at 1:30 PM on Friday, April 11th, 2014
Great news Shelly!!!!
Me - happy!
2 DDs
Very happily divorced from an NPD since 2013.
She11ybeanz (original poster member #27457) posted at 1:30 PM on Friday, April 11th, 2014
So then the big question is....how much of that $70/month are you putting toward which debt?
Groceries!!!! I spend a lot of money on food and rarely eat out...but I prefer to eat nutritious, cheaper meals at home than to waste my money eating out. I'm always struggling to scrape up enough for food so this gives me some alleviation!!!
"Sometimes your knight in shining armor ...is just a douchebag in tin foil!!"
ME - BW - 35
HIM - XWH - 39
D day: November 15th, 2009
Married: 5 Years, together 8
Divorced: December 13th, 2010
New Beginning: Piper/8-3-12
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