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After his affair in 2011, I gave him another chance. Now here we are 14 years later and I am done. I don't think he is had another affair but he is a chronic liar. He is also a financial disaster. I have asked him to find help to control his debt. Our Credit Union was giving a debt free class and I asked him to go find advice. That same day he bought a 6000$ bicycle. He then lies and lies about how he got the greatest deal in the whole world. Financially he does cover some expenses but I know he has credit cards that are maxed out. We have always kept our finances separate but at the end his actions affect the family.

It does not matter what we talk or agree on, he ends up doing whatever he wants, I get upset, he waits until I calm down and the cycle repeats over and over again. It is like raising a rebel child. Another deal breaker for me is the fact he always has had a female friend who knows the truth of what he is doing and he tells her about his frustrations with me. He has an emotional connection with her that he does not have with me. He has always loved to play the victim. He is passive aggresive and I am more bold and loud so it works out perfectly for him.

I want to file for divorce. I have always known we would end up divorced eventhough the family aspect has been nice but finally all the baggage has caught up to me. Also, financially I don't want to have any connection with him,

Would love to try a friendly divorce but I have no idea how he will react. We have a 17 and a 15 y/o. We will all have to deal with this. Finally the moment has arrived. I am not even angry or sad. I just need to get this done once and for all. Any advice?

see three or four lawyers to find the one that you click with. Also, if you see them even once, then your WS can’t use them.
Ask questions on how to protect yourself financially - you do share debt as a married couple, so this will be critical.

And it will only be friendly if he also goes with that. So just do your best and don’t engage if he tries to bait you.

Financial infidelity is also a betrayal, so it makes sense that you are done. I am glad you are looking out for you,

It does not matter what we talk or agree on, he ends up doing whatever he wants, I get upset, he waits until I calm down and the cycle repeats over and over again. It is like raising a rebel child.

23 years of this same exact B.S. here. And it isn't just financial, it is every little thing with my SAWH. If I point "left" he has to move "right" first, then tell me he's just getting around to doing whatever needed to be done to move "left!" It's crazy-making and only makes sense to me when I picture him as a toddler stuck in the "Mommy NO!" Stage. So really I feel like I get it! But seriously, you know and I know they are not going to change at this late date, if nothing has changed all this while. And mine wants his "Mommy" to stick around and take his B.S. too.

I hope you have talked with a lawyer regarding the legal status of shared debt even if you are NOT on his accounts. I have heard it said that creditors will consider a spouse responsible for unpaid balances but I don't know if that's true in your state or your case.

Once you have seen a lawyer, I feel like you will be ready to make your next move. I'm wishing I was right behind you. I don't have children, however.

Same situation here, but am waiting it out because I’m a huge earner and would lose everything in alimony, etc. a month ago he signed an agreement that if I stay my alimony drops 10% a year.

Right now it’s worth it….. lol but it’s Deal or No Deal every anniversary, lol.

Just wanted to interject something a good friend of mine said- (he is also the higher earner).

"Make sure you only marry someone that has an anaphylactic allergy to something….."

[This message edited by 3yrsout at 4:46 PM, Tuesday, November 11th]

I am also going to lose a lot financially and he will gain a lot financially. But if I keep postponing the D I will lose more every year.

In any case, that's the price I have to pay to earn my peace. I am thinking if I should tell him I want a D and try to do it amicably or just go directly through an attorney which means even more financial losses considering how much they charge.