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BlackRaven (original poster member #74607) posted at 2:58 AM on Thursday, June 25th, 2020
I am considering legal separation. My lawyer told me it was a way to stay on my WH health insurance under Colorado law. But my IC thinks that it varies from policy to policy, may have a limit of 1 year, etc. Also, it would seem in varies from state to state.
Does anyone have personal experience with this?
thanks
Phoenix1 ( member #38928) posted at 3:35 AM on Thursday, June 25th, 2020
It is very much state and insurance carrier specific. Not all states even allow for legal separation (mine does).
If your attorney says it is legal under state law, contact the insurance company directly and ask them if the policy allows for it. Obviously, your WS has to agree as well.
I have a colleague that was legally separated for over 15 years so his spouse could stay on his benefits. The spouse finally filed for D because she wanted to remarry.
So yes, it does happen.
fBS - Me
Xhole - Multiple LTAs/2 OCs over 20+yrs
Adult Kids
Happily divorced!
You can't go back and change the beginning, but you can start where you are and change the ending. ~C.S. Lewis~
WheresMyBlanket ( new member #62819) posted at 5:25 PM on Thursday, June 25th, 2020
You’re right, it is case to case basis because policies differ within insurance companies and state laws differ as well. What I would advice is to show your lawyer or IC the actual policy and stipulations and see what are the things you can really do or not, and what options are there for you.
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