She may report her husband and my wife to the higher-ups and that could get my wife fired. That's bad for me and my kids financially. Plus, why take him off the hook and do his dirty work for him.
Or....she will go ahead and get an attorney herself, file the divorce anyway because she has decided to run off with the OM. Either scenario, you are financially fucked. So to re-post what doggiediva said -
Please make the big and small steps necessary, so that you will ( always ) be in the position to walk away from the marriage without having the worry of being financially destitute in your old age..
Divorce from very long term marriages has that uncanny ability to put one or both spouses into instant and debilitating poverty.
Keep seperate bank accounts..No joint credit cards..
If you R you might be married to your WW for at least a few more years..Maybe even a decade..Or more..
Since your WW is already a proven cheater , do some divorce planning....Take away her ability to pull the rug out from all areas of your life.. We BS's tend to do this as a way to protect ourselves..Some of us do it for life
One major (pragmatic/practical) goal might be to take away or minimize your WW's ability to make claims on your future earnings, especially at retirement..
To R you might want to require that the WW has to keep her job..And build her own retirement savings..Stay self supporting..So that a divorce has the two of you walking away from each other on equal footing vs one spouse taking the other to the cleaners..
Many paths out of this shit storm involve careful thought, being proactive for one's future, and not trusting the WS any more than one would trust a snake..
Your number one priority right now is not to R or D, but to get you AND your three kids out of infidelity. That includes the steps above. That means getting leverage for yourself to do what is necessary to support yourself and possibly your kids WITHOUT your WW. Do you have friends and family nearby that can help you with the logistics of taking kids to/from school or daycare? Start building that network of support if you can. What kind of services can you get from your work? Start planning on how to be a single parent.
As for telling the OBS, I was an OBS in my situation so I would tell you that you need to tell. It isn't about revenge. It's about giving the OBS a chance to what she/he needs to do to get out of infidelity as well. Now, when to tell is up to you. You should definitely consult with your attorney first before doing that one on your own ONLY if doing so may impact your own D case. If not, I wouldn't wait. The OBS will be interested in alimony and CS and the OM's means to pay for it. Once that gets discussed between OBS and OM, the OM in a majority of situations thinks all the legal ramifications as a result of the A is not worth continuing it. WW, meet the underside of a bus.
What is especially important right now is that you take ACTIONS rather than make threats of them. Talking to the OM will not help the situation at all. If you show up at his school or any school facility, he gets to set the stage, call security, and you fall right into his script that you are the jealous, abusive, nut of a husband coming the physically do harm. And before you tell us "I know this guy..." ask yourself if you also knew he was going to take liberties with your WW. You want to scare the shit out of him? Stay silent, but act to work behind the scenes to take care of you and your kids. If he knows now the YOU know, trust me he is already sweating the possibility of having his career fucked over by this affair when it gets exposed. You taking to him face to face let's him gauge you and what you are up to. It gives him access to manipulate you. He can't threaten you if he can't communicate to you. If he hears you have an attorney, he's going to sweat about the potential possibility of getting subpoenaed to your D case.
Her parents already know she's been unhappy for a while and was close to divorcing me anyway. According to her they have consistently taken my side and tried to convince her she's being ridiculous. She claims that she and her sister are now barely talking b/c of it.
My XW is a teacher as well. Her greatest fear was that her shit got out in the district to tarnish that long earned reputation she had among the parents, and her peers. I guarantee you that other staff already know. If you don't expose them, or the OBS expose them, someone who doesn't see "eye to eye" with either your WW or the OM might expose them.
My XW's sister didn't want anything to do with her either, and she was a retired family law attorney. One of the text messages sent between my XW and the OM was her strategy to ask her sister to represent her "pro bono". I'm glad her sister thought my XW's affair was too disgusting to go near because her sister is a VERY good attorney. I also got the backing of the in-laws. All good and well, except they helped my XW move out of the house. Just remember, blood is thicker than water no matter how much your in-laws disagree with your WW.