I have a paid off house, but it's draining me financially in upkeep. It's my only asset for old age.
I have a job that I hate, but it's the highest wage I could earn. It comes with working with my ex, and having to deal with his newest girlfriend, that he forced me to hire so it causes me constant emotional trauma after two plus decades of his infidelity and abandonment. Him and his latest girlfriend are in my face 24/7, and is a bitter, constant reminder.
All my memories are in this house. It's the place I raised our kids, and a graveyard of memories. It's the only stable thing in my life.
I want to move, possibly across the entire USA to a state that has a lower cost of living. I'm afraid of losing connection with two of my sons.
My dad is 92 in a nursing home. My bonus mom is 82 and not in the best health. They are in Canada, and I live 300 miles away, but I'm the closest to them for family. We are VERY close.
I'm afraid I won't find a job that's enough to keep me stable, but I would have at least $200k-$300k above the cost to buy another house with my savings and anticipated profit share coming in 3 months. Assuming the profit share happens, and the house would sell for roughly what I would anticipate. I would still have a paid off house, but not in an area likely to increase in value like where I'm currently at.
If I go, there's no going back. It would be impossible. This would be a situation where I would have to be "all in". My sister is 10 years older than I am, and she and my neice are there, so I would have some family. The downside is my sister isn't the healthiest and minimum wage there is scary compared to where I'm at.
If I go my daughter and her bf are going too, and my adult son will have to come as he wouldn't have any other options due to his criminal record. He might not be employable there, and could end up not able to support himself. Will they thrive or will they hate it there? Going from a "blue" state to a "red" state is a culture change and could have some pros and cons to deal with.
Has anyone risked it all to move and not look back? I'm not young, I'm almost 63, so time in not on my side. I could wait another year and be better off financially, but not emotionally.
Would you risk it all for a fresh start, a new beginning? Would you stay where you have some financial security until it's unsustainable and find a way to cope with the trauma? I have no medical so therapy isn't an option, and frankly I've not coped in the last 7 years but I think that's largely to do with him sticking each new woman in my face.
This is a crossroads, and fear is a factor. So much to gain, but potentially also so much to lose.