Welcome MHCA, You will find this place is a great support, and has tons of folks wanting to ease your pain, and help you to not make some of the same silly mistakes we all did in our journey.
First things first - It sounds like your wife has one foot in and one foot out, which is impossible to move forward to R, and makes D seem like an unreasonable option. You have done well to ask for some very basic things to get started.
Your right, she doesn't get, or wont admit the gravity of the situation, and the pain she is causing. MC is a great thing, but with a WS that doesn't get it, it can be a great big waste of time, and money. Is she doing IC?
She has to get to her WHY - and then work on fixing that broken piece within herself. When she starts doing this, you will slowly (and I mean slower than a snail) start to regain trust.
Since she is so wishy washy, what are you doing to put a time limit on this soul sucking limbo state? She needs to decide if she is in or out. Many WS are happy to plug along in limbo land, because it doesn't really effect them the way is does the BS, for the BS it is extremely detrimental to the self esteem, and causes nearly daily heartache.
I had a spouse that wanted to R from Dday on, and was regretful, not remorseful, and willing to answer questions, and willing to do pretty much anything I asked, but he would angry and frustrated, which I didn't get. Of course he was breaking NC with his AP, and still thinking like a WS. It was NOT until I pushed his ass of the fence really hard that he truly got it, and that regret changed to Holy Shit, WHAT HAVE I DONE???? type remorse. This is when we really started moving forward.
It's very hard to see regret vs remorse as BS when you haven't had the experience to distinguish the difference, but I think you get that you aren't getting what you really need.
It's even more difficult to make someone get it. It is scary as hell to throw down the gauntlet, and demand the respect, love, and commitment that we all deserve.
I can tell you many of us who did manage to save our M's, and heal and get to a new happy, have had to be willing to lose the M to save it (a phrase you will see around here).
So I would encourage you to think long and hard about what would really push your wife off that fence, of I'm not sure if it's worth it. For each of us it was a different experience. For me it was calmly with ZERO emotion, handing him my rings, and telling him I was done, pack your stuff and get out now. For others it was filing, for others it was outing the A to the world.
I do know that you are going to come out the other side of this stronger, smarter, and braver than you ever thought you could be. This will not define you.
Keep reading, Keep posting.
((((and strength)))