First of all and beside your point and issue(s), how is that your wife was able to retire at age 35? I'm sure many people in general would love to know how to do that.
Secondly, now you can not trust - which is the common issue here.Whether your priority towards any children dampens the fact that she got nailed so to speak, I understand the dilemma. Opposing issues that tear your heart out, but you must remain objective re: your wife nonetheless. Your story speaks of belligerent disrespect from your wife and that's a serious challenge to simply disavow that indiscretion. I'm sure you're reeling in emotions and that is probably the worst part - not just you, but for many.
Words always mean nothing unless action follows it. Should your wife demonstrate remorse (sincere, not acted), then if you sincerely want to allow amends from your wife(again- sincere), then perhaps there may be some hope. However, if your wife has not totally eliminated any remnants of her indiscretion, then as many suggest there comes a come to expose the affair partner's spouse/partner.And that - if possible assumes you do net tell your wife of such intentions.
I know it sucks as so many have countlessly echoed to many here, but I understand how a 'stranger" suddenly replaces someone whom you loved and thought to reciprocate.
I wish you well and inasmuch as one who is going through trauma does not think clearly, hopefully we will snap you out of that thinking. Again...once you thought a great marriage becomes a relationship with a stranger. Boy- it sucks. You trust people- not just people, but a romantic and married partner. And then they become a recipient from "Invasion of the Body Snatchers (the original is the best BTW). Is there no wonder why many are in such trauma? I could give you plenty reasons why I have to consider all of these subjective factors which pertain to the people in question.
Again- once you're caught in a lie and the person's defense can no longer support a reasonable explanation, you're unfortunately presented with a scenario that toys with your experience- that saying an experience when you thought that everything was ok and you never envisioned that you'd be stuck in this unforeseen, shitty situation. But sadly, the situation is has come about.
And having gone through all of similar scenarios, I did not have children- therefore one less factor to weigh on my decision- not that I had a choice because the fact was there that my partner (we were not married), decided to cavort with another after 7 years. So inasmuch as there was no marriage, it stung just as much as if we had tied the knot.Again- no children, but a devoted relationship up until the indiscretion.
Bottom line? She disrespected your marriage by allowing a third party into your home. It's one thing to discover your partner cavorted with another "outside" of the domain, but when you hear that it happened in your own home, suddenly it gets more "personal".
Nonetheless, if you are assured that your wife accepts responsibility AND shows remorse as well as a commitment to equal your desire to make "things work", then perhaps there is a chance. Anyone who gets nailed cheating and still has a commitment from the partner, then unless you don't want to reconcile, you should consider yourself blessed that you even have a chance at such. And if you do not recognize that opportunity, then be mature and walk away- as you should have done in the beginning if things were so bad- and not affected a supposed loved one with damage that was so hurtful to a person you supposedly cared about.
SO JFO, you have to decide whether it will be better to rid yourself of someone who was so selfish and the possibilities of custody. I know all of this stuff you never imagined...neither did most here. If you can afford a decent lawyer, please consult such. I was almost ashamed when I hired a lawyer (divorce) and he did not respond.
So the best to all of you.Life sucks a good amount of the time, but that doesn't mean one has to subscribe to "norms" to know right and wrong. Fortunately, I was raised in love as well as reinforcing me that everyone is equal.