Well… Let me start by warning you that what I write won’t be easy… I tend to used direct words and phrases because I think it’s more likely to cut into the BH fog…
You can accept your wife is having an affair and allow her to keep her lover or you can refuse being in a marriage where your wife has an affair.
Consider the former: Although this is something I couldn’t accept then there are numerous examples of couples that have “accepted” affairs. Either with each other full knowledge or implied acceptance. If you think you can live with your wife having an occasional lover then that’s the way to go…
However…
If ongoing infidelity is not something you can accept then you need to realize what the worst outcome of the present situation is.
If – after careful consideration – you are still thinking that you can’t accept infidelity then the worst outcome of the present situation is that your wife REMAINS in infidelity.
Let’s reword that statement: 12 months from now the WORST outcome would be that your wife is leaving for a “writers retreat” and you are still too afraid to do anything about it.
This feeling HAS to be worse or more serious than the possibility that 12 months from now you and WW are in the process of divorce because she won’t end the infidelity. Sharing her has to be worse than losing her.
OK – So if you agree that sharing her is immensely worse than sharing her then carry on reading. If however you think that possibly ending your marriage is worse than her having an occasional outside f@ck... Well… you don’t have to read more than the next line: Ask her to use protection and to wash before sharing your bed.
Still reading? So that means you might be grasping that ongoing infidelity is worse than ending infidelity…
OK – When to confront?
NOW.
Evidence? Proof? Why do you need that? Does infidelity impact divorce in any way in your state? Doubt it. The evidence you need is ONLY the evidence you require to be convinced. You do not have to prove to her that you know she’s having an affair. You don’t have to tell her how you know. You only have to confront her. You only have to tell her you know…
How will having photos of her journal prove anything? This isn’t court. There are no winners. It’s not as if others will take sides with you if you score 10 points and she none. ALL YOU NEED IS TO BE CONVINCED YOURSELF.
So if she demands how you know… Well… tell her you know. Fabricate an explanation if you need to. Was she at a hotel? Tell her you called and they confirmed. Tell her an old friend saw them. Tell her you saw her FB account with him on it. Tell her you noticed charges on her credit card. Tell her you saw an e-mail. Tell her you read the innards of a sacrificial goat. Whatever…
Only don’t tell her the truth. Don’t tell her you read her journal. With luck she won’t close that route to you.
OK – So when you confront you do the following. You tell her:
“Honey. I love you to bits and there is nearly nothing I won’t do to for this marriage. However I won’t accept infidelity and I KNOW you are cheating. I realize that although I would hate losing you then it’s the lesser of two evils compared to sharing you. You are totally free to decide what you want. You can see OM as much as you want. You can move to him, have him over, date him, have sex with him, and phone him… whatever. BUT NOT AS MY WIFE!
If you have any contact whatsoever in any way or form that we two haven’t agreed on together beforehand then I see it as a proclamation that you don’t wish to be my wife.
Like I say: You are free to do whatever you want but until or unless you verbally and clearly tell me that you want to save this marriage and accept some conditions that will help us in doing so then I am simply assuming you have chosen him and thereby chosen freely to end this marriage.
I will act accordingly and start the process of terminating this marriage.”
Then you simply walk away. Go about your daily business. No drama, no empty threats…
Your situation is relatively simple. Yes I read the income statement you made and lifestyle alteration required but chances are a D with no kids is simply a financial calculation. Joint assets and income since marriage, joint debt since marriage, calculate and divide by two. Doesn’t make the emotional aspect easier but IF your wife insists on selecting the affair… well… and if you refuse to share her… well… isn’t D inevitable?
I can tell you with reasonable accuracy the likely outcome:
She will refuse to begin with. Then she will admit but place the blame on you. Then she will tell you it’s over with OM. Then she will break NC. Then OM will dump her (once you gather the courage to expose). Then your WW will relatively reluctantly accept your conditions and eventually crawl out of the fog for true R to start.